South State Correspondent

SEPTEMBER 20, 2023

The value driver in cash management is that it is usually some sort of operating account at the bank. As such, operating accounts have low-interest rate sensitivity. We have also included the IBIS World 2024 risk ratings to provide some context for the credit and operating risk of the counterparty.

Management 195

Management Survey Industry Community Bank 195

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. Startups are estimated to employ nearly 300,000 on the island nation. Singapore is poised to become the world’s first country to make the notion of a “Smart Nation” an actual reality.

National 133

National Training Bitcoin Samsung 133

PYMNTS

FEBRUARY 8, 2018

A 2016 survey by the Association for Financial Professionals (AFP) reports 62 percent of respondents anticipated faster payments would have a somewhat or extremely positive impact. banks before it can become interoperable with other nations’ schemes, according to Art Brieske, head of faster payments at JPMorgan Chase.

National 109

National Payments System Marketing 109

PYMNTS

JUNE 24, 2016

India led the competition with the most funding rounds, as investors supported the nation’s efforts to develop the digitization and sophistication of more traditional business operations: eProcurement, eInvoicing, logistics and supply chain management. market struggles with investor doubt and regulatory scrutiny. But the U.S.

National 100

National Trends Lending Capital 100

PYMNTS

MARCH 22, 2017

Freshbooks VP of Strategy Matthew Baker highlighted these findings in a chat with PYMNTS to weave through the research and sound off on some of the survey results that most caught his attention. It’s a large responsibility, but as Freshbooks’ survey found, many small business owners are learning how to operate with a trial-and-error mindset.

Survey 102

Survey Lending Resources Report 102

PYMNTS

OCTOBER 15, 2020

The investigation involved an international police operation called 2BaGoldMule, which involved agents from Spain, Italy, Bulgaria and Latvia who searched over 40 homes. The United Nations reported that up to $2 trillion is laundered every year, which comes out to about 5 percent of the global gross domestic product (GDP).

Georgia 192

Georgia National Survey Report 192

PYMNTS

APRIL 2, 2020

Australia’s national science agency plans to test a pair of vaccines over the next 90 days, part of a global race to stop the coronavirus pandemic. That’s good news, because a recent PYMNTS survey of U.S. Click here to read more of our survey results.). Click here to read more of our survey results.).

San Francisco 233

San Francisco US Survey New York 233

South State Correspondent

AUGUST 22, 2023

In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. Community banks have an inherent advantage in delivering more personalized service and faster decision-making than national banks.

Management 195

Management Community Bank Survey Community 195

PYMNTS

NOVEMBER 2, 2020

Across the pond in the United Kingdom, Prime Minister Boris Johnson imposed another strict national lockdown aimed at halting the coronavirus’ spread. Office for National Statistics , one in 100 people in England have COVID-19. We will always take a decision in the national interest, based on evidence,” U.K. The current U.K.

Survey 130

Survey National United States Washington 130

PYMNTS

JANUARY 27, 2021

The National Restaurant Association , the country’s (and world’s) foodservice trade association, released its annual State of the Restaurant Industry report on Tuesday (Jan. 26) compiling and analyzing data elicited from 6,000 restaurant operators and 1,000 adult consumers. Creating Culinary Experiences Remotely.

Industry 264

Industry Report Technology National 264

CFPB Monitor

AUGUST 13, 2020

The article begins with a discussion of a 1972 report issued by the National Commission on Consumer Finance (NCCF). Using data from the Fed’s 2015 Survey of Finance Companies, the article found that break-even APRs were quite high for small loan amounts but declined rapidly as the loan amount increased. A $594 loan required a 103.54

Study 148

Study Survey National Analysis 148

PYMNTS

MAY 1, 2020

A survey of 260 pubs and eateries by SquareMeal, London’s independent guide to eating establishments, was presented to a parliamentary advisory committee on Friday (May 1), the Financial Times reported. Three-quarters of owners said their margins are too thin to support fewer customers, the survey said. Keeping people one meter (1.3

Guidelines 145

Guidelines Survey Operations Conference 145

PYMNTS

DECEMBER 16, 2020

On that front, according to PYMNTS' latest SMB survey data, small merchants are feeling a little better these days. But that increased good feeling is largely reliant on the nation not undergoing yet another round of lockdowns. Firms that PYMNTS surveyed in November expected to be back to normal in about 8-1/2 months (July 2021).

Maine 282

Maine Survey Online Retail 282

PYMNTS

APRIL 8, 2020

citizens who paid rent this month was down 12 points, from 82 percent in March to 69 now, as a result of the economic disruption from the coronavirus, according to a housing survey released Wednesday (April 8). The percentage of U.S. The NMHC Rent Payment Tracker reflects data from 13.4 million units across the United States.

Las Vegas 150

Las Vegas Data US United States 150

PYMNTS

SEPTEMBER 21, 2020

But 2020 isn’t a normal year, Visa ’s Global Head of Business Solutions Kevin Phalen told Karen Webster on the eve of National Small Business Week , and restaurateurs, like every other Main Street business everywhere now brace for a holiday season without precedent. She’s not unusual, Phalen said. Growing the Omnichannel Tent.

Maine 294

Maine National Study New York 294

PYMNTS

SEPTEMBER 16, 2020

Redfield also referred to Operation Warp Speed, the initiative led by the U.S. PYMNTS’ survey indicated that 31.7 The official indicated that approximately 80 million people in the United States “have significant comorbidities that put themselves at risk,” noting that they “have to get vaccinated.”.

United States 228

United States Survey National Report 228

PYMNTS

APRIL 27, 2020

In addition, the survey found eCommerce in the U.S. The latest data on customer behavior comes as the Retail Industry Leaders Association (RILA) and National Retail Federation released a Blueprint for Shopping Safe. The first phase plans for eCommerce to rise with curbside pickup and home delivery.

Dallas 258

Dallas US Retail Texas 258

PYMNTS

MARCH 12, 2020

billion in revenue and cost $5 billion to operate. However, USPS officials, postmasters GAO surveyed, and stakeholders GAO interviewed said that additional offerings may generate minimal revenue, and that USPS may face factors limiting the viability of these offerings.”. The idea is not without international precedent.

Retail 169

Retail US Survey Examples 169

PYMNTS

OCTOBER 1, 2020

A survey by PYMNTS and Mitek found that around 70 percent of respondents who'd recently opened accounts with financial institutions didn't feel comfortable sharing biometric information. The key could be communication, with the survey finding that 64.1 Verify more quickly, a press release says.

Survey 130

Survey Security Taxes Fraud 130

PYMNTS

SEPTEMBER 16, 2020

Yelp’s new “Local Economic Impact Report” said that the number of business closures in the pandemic has continued to increase nationally: “As of Aug. Such operations range from family doctors to hospitals. 31, 163,735 total U.S. As the number of COVID-19 cases has increased in various parts of the U.S.,

San Francisco 149

San Francisco Retail Survey Operations 149

PYMNTS

AUGUST 20, 2020

A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. “We are always looking to provide our customers greater clarity into the payment journey,” said AscendantFX Chief Operating Officer Shemina Jiwani. Businesses Ready To Jump Into RTP. Visa Joins NACHA Pilot.

Groups 252

Groups Payments Survey Data 252

PYMNTS

JULY 15, 2020

“While we’re certainly not the first business to require face coverings, we know this is a simple step everyone can take for their safety and the safety of others in our facilities,” said Walmart’s Chief Operating Officer Dacona Smith and Lance de la Rosa, chief operating officer at Sam’s Club, in a statement.

Virginia 141

Virginia Policies Community National 141

PYMNTS

SEPTEMBER 3, 2020

3 concern identified by more than 1,000 C-Suite executives recently surveyed by the Association of International Certified Professional Accountants – a jump of six spots in the ranking of concerns from three months ago, the group reported on Thursday (Sept. Employee compensation and benefit costs were the No.

Survey 116

Survey Comparison Leadership Groups 116

Abrigo

DECEMBER 1, 2020

farms), nearly half of principal operators and spouses rely on a job off the farm to supplement low or negative farm income. While still lower than a year earlier, farm income in the third quarter improved from the second quarter, according to the latest Federal Reserve District Ag Credit Survey. Ag outlook improved, but lenders wary.

Lending 195

Lending Survey Operations Payments 195

South State Correspondent

JANUARY 4, 2023

The irony here is that more than half the banks we recently surveyed had some goal and metric around asset growth. In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To the extent projects improve operating leverage and the total experience, so much the better.

Community Bank 195

Community Bank Capital Marketing Lending 195

PYMNTS

FEBRUARY 3, 2020

The National Health Commission of China reported on Monday (Feb. 3) there have thus far been 17,205 coronavirus cases in the nation as well as 361 deaths. Beyond Apple, the coronavirus is forcing international businesses in different verticals to curtail operations, shutter locations or even close down for a while.

Los Angeles 141

Los Angeles Apple National Survey 141

Abrigo

SEPTEMBER 16, 2019

More than two-thirds of community banks surveyed for the Conference of State Bank Supervisors (CSBS) Community Bank Sentiment Index indicated they expect business conditions will be the same or better in the next 12 months. Is the current period a good time to expand your operations? Grow your loan portfolio. Learn More.

Community Bank 150

Community Bank Community Policies Survey 150

PYMNTS

DECEMBER 21, 2020

One recent report that surveyed consumers from the U.K., and five other nations identified 100 million potentially fraudulent transactions between March 11 and April 28, for example. Fraud instances have risen dramatically since the pandemic began, placing financial strains on consumers and merchants alike. is projected to reach $794.5

Fraud 210

Fraud Cards Retail Resources 210

PYMNTS

JUNE 2, 2020

While the AAFA is taking its concerns to the government, the National Retail Federation (NRF) has expressed cautious optimism. Census Bureau — the Household Pulse Survey , the Small Business Pulse Survey and the Business Formation Statistics report. Brookfield is targeting $5 billion to be put toward the fund.

Retail 131

Retail Groups Washington Survey 131

PYMNTS

DECEMBER 5, 2018

The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation. It hasn’t been easy for the nation’s small businesses, however. “Where there were 15 workers before, now there are three. Soon, we might have to ask them to go home.”

Innovation 171

Innovation Survey Operations Community 171

PYMNTS

JUNE 15, 2020

The restaurant industry, hit hard by the effects of the coronavirus, has lost $120 billion in the first three months of the pandemic, reported the National Restaurant Association. In a survey of over 3,800 restaurant operators, the association found that 76 percent of the restaurants that actually stayed open have rehired at least some staff.

Industry 142

Industry Groups National Survey 142

PYMNTS

FEBRUARY 1, 2021

The search giant is planning to wrap up Black History Month with a national Black Small Business Meetup on Feb. Facebook Chief Operating Officer Sheryl Sandberg said the coronavirus pandemic has been especially hard on Black-owned companies, which have closed at “twice the rate of other small businesses.” .

Google 159

Google Training Resources Survey 159

Independent Banker

NOVEMBER 30, 2022

Clockwise from top left: Grand Ridge National Bank, Wheaton, Ill.; In our annual workplace survey, employees of ICBA’s best community banks to work for told us they benefit from engaging cultures, opportunities for advancement and innovative benefits. We don’t operate from a position of fear.”. Grand Ridge National Bank.

Community Bank 169

Community Bank Community Montana Leadership 169

PYMNTS

JANUARY 28, 2019

The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. Its global survey, the 2018 global operations risk management survey, warned that corporate understanding of risks is not enough.

Management 145

Management Risk Management Survey Security 145

PYMNTS

DECEMBER 17, 2019

A new survey from gini enterprise that explored Asia’s financial services market and its Open Banking readiness found that bankers in the region widely agreed that sharing customer data is the future of the industry, though only 20 percent considered themselves to be “winners” in an Open API ecosystem.

Metro 136

Metro Regional Fintech National 136

PYMNTS

OCTOBER 8, 2020

And restaurant operators are aware. We want restaurants to work so badly that we are willing to lie to ourselves,” Heather Mojer, co-owner and beverage director at Boston-based Big Dipper Hospitality Group , operator of the Café Du Pays, Mamaleh’s Delicatessen and State Park restaurants, wrote in an Instagram post. “We We’ve had it.

San Francisco 291

San Francisco Boston Operations Report 291

PYMNTS

SEPTEMBER 13, 2016

In a press release detailing the survey results, Entrust Datacard noted that instant issuance technologies were first adopted by smaller banks and credit unions almost a decade-and-a-half ago. In one recent case study tied to instant issuance, Entrust Datacard stated that Woodforest National Bank, a community bank operating across 17 U.S.

Case Study 100

Case Study United States Analysis National 100