CFPB Monitor

OCTOBER 4, 2022

The key allegations in the DOJ’s complaint are the following: During the relevant time period (2015-2021), the Newark, New Jersey-Pennsylvania Metro Division (Newark MD) as delineated in 2015 included Essex, Somerset, Union, Sussex, and Morris counties in New Jersey (Newark Lending Area).

New Jersey 147

New Jersey Lending Community National 147

PYMNTS

FEBRUARY 6, 2019

” Regulators have not accused the company of wrongdoing, and FLEETCOR said all of its fees are lawful and comply with regulations. Analysis in 2015 from the National Consumer Law Center (NCLC) found that employees in Missouri and Kansas were hit hardest by payroll card fees imposed by issuers.

Cards 167

Cards Missouri Kansas Pennsylvania 167

PYMNTS

APRIL 5, 2016

Amid sliding stock prices, the retail conglomerate has also been fighting an expensive legal battle over wages employees in Pennsylvania have maintained for years they are rightfully due. The decision includes roughly 187,000 Walmart employees who worked in Pennsylvania stores between 1998 and 2006. Reuters reported that the U.S.

Pennsylvania 100

Pennsylvania Texas Dallas Retail 100

PYMNTS

JULY 17, 2018

Last year reports in the National Law Review said the New York State Industrial Board of Appeals ruled against the New York State Department of Labor, arguing that the NYSDOL’s payroll card regulations imposed in 2016 were “invalid” and overstepped the department authority.

Cards 100

Cards Georgia Alabama New York 100

Abrigo

SEPTEMBER 10, 2021

The first plane hitting the Twin Towers, the second plane, the Pentagon, and then our heroes on Flight 93 crashing into a Pennsylvania field. October 26 is now nationally recognized as BSA/AML Day.) BSA Rules and Regulation. BSA Rules and Regulation. Remembering 9/11 – A Pivotal Day for BSA/AML Professionals. Learn More.

Training 195

Training Risk Management Pennsylvania Resources 195

PYMNTS

JANUARY 7, 2019

One of the main ideas behind Real ID is to make it easier to authenticate a person’s identity, and to do so according to a single, de facto national standard. For now, that’s for the future, perhaps a next generation of nationally mandated personal ID. Biometrics [is] so hard to fool,” Prigge said.

Security 183

Security National Pennsylvania United States 183

PYMNTS

NOVEMBER 26, 2019

Businesses depend on the public services tax revenues pay for: roads that facilitate deliveries, courts where firms resolve legal disputes and regulators that help protect businesses from fraud. Even businesses eager to pay their share, however, may feel that complying with tax laws is complicated. .

Taxes 141

Taxes South Dakota District of Columbia Compliance 141

PYMNTS

FEBRUARY 28, 2020

A National Association of Federally-Insured Credit Unions (NAFCU) survey found 82 percent of credit unions were negatively affected by data breaches stemming from local businesses in the past two years, for example. The regulation applies to businesses, which it defines as any organization operating for profit.

Data 131

Data California Security Pennsylvania 131

PYMNTS

JUNE 2, 2020

Example: Ted Gallagher is vice president and partner at Environmental Hazards Control , a Lancaster, Pennsylvania-based company that disinfects retail locations and other business facilities. Fitting rooms have been strictly regulated or even shut down by some retailers.

Retail 141

Retail Las Vegas Branding Pennsylvania 141

PYMNTS

JANUARY 29, 2020

As online lending platforms proliferate among the SMB borrowing community, however, experts warn that a lack of regulation means these companies rarely publicly reveal interest rates and fees. Last month, reports in The Wall Street Journal , citing Federal Reserve data, found that nearly one-third of U.S. MacKrell highlighted the work of U.S.

Lending 136

Lending New York Online New Jersey 136

CFPB Monitor

SEPTEMBER 10, 2020

In the past, “true lender” attacks have been launched or threatened by state authorities against high-rate bank/nonbank lending programs in DC, Maryland, New York, North Carolina, Ohio, Pennsylvania and West Virginia. Thus, both the OCC and FDIC have adopted regulations rejecting the Second Circuit’s Madden decision.

Utah 78

Utah California FDIC West Virginia 78

CFPB Monitor

MARCH 15, 2022

The rules provide that a loan made by a national bank, federal savings association, or federally-insured state-chartered bank that is permissible under applicable federal law (Section 85 of the National Bank Act (NBA) or Section 27 of the Federal Deposit Insurance Act (FDIA)) is not affected by the sale, assignment, or other transfer of the loan.

California 78

California Innovation Utah West Virginia 78

PYMNTS

JULY 15, 2016

Santander is a national bank based in Wilmington, Delaware, and operates a network of close to 700 retail branch offices in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania and Rhode Island.

Rhode Island 100

Rhode Island Delaware New Hampshire New Jersey 100

PYMNTS

SEPTEMBER 7, 2016

He also pointed to increasing national awareness of these issues. “A lot of big, national employers are shifting to these pay cards because it reduces their administrative fees for printing these paychecks. The company also highlighted state regulations that protect employees that use payroll cards.

Cards 100

Cards Oregon Policies Pennsylvania 100

CFPB Monitor

FEBRUARY 21, 2017

Harbour Portfolio Advisors, LLC; National Asset Advisors, LLC; and National Asset Mortgage, LLC serves as a reminder that the CFPB’s authority to issue a Civil Investigative Demand (“CID”) is very broad, particularly when compared to discovery in federal litigation. A recent decision from the Eastern District of Michigan in CFPB v.

Michigan 68

Michigan Pennsylvania United States National 68

PYMNTS

SEPTEMBER 30, 2019

Local jurisdictions impose their own taxes on domestic cigar sales, with tax levels currently ranging from 0 percent in Pennsylvania and Florida to 95 percent in Minnesota and Washington state. in 2017 had a 52.75 percent tax on each imported premium cigar, limited to a maximum of about $0.40

Retail 109

Retail Taxes Virginia South Dakota 109

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. Importantly, Jeff’s contributions to the credit union industry and the Pennsylvania community are simply too long to list.

Fintech 190

Fintech Community Regional Technology 190

CFPB Monitor

MAY 10, 2019

One day after announcing its notice of proposed rulemaking regarding the Fair Debt Collection Practices Act (FDCPA), the CFPB held a town hall at the University of Pennsylvania to discuss the major aspects of the proposal, gauge stakeholders’ reactions, and field comments from the public.

Industry 68

Industry Philadelphia Pennsylvania Analysis 68

CB Insights

FEBRUARY 16, 2018

Currently (as of 2/13/18), the University of Pennsylvania is awaiting the FDA’s final approval to start a study that would evaluate the safety of using CRISPR for patients with multiple myeloma, melanoma, and sarcoma. Researchers did this by inserting a mouse gene into pig cells in order to better regulate body temperature.

System 78

System Study Industry Tools 78

CFPB Monitor

SEPTEMBER 13, 2018

Referencing the language in Regulation B and Regulation B Commentary regarding the “effects test,” the AGs argue in their letter that the regulations implementing the ECOA have continuously interpreted the statute as providing for disparate impact liability. to discriminate against any person.

Rhode Island 60

Rhode Island District of Columbia North Carolina Vermont 60

CB Insights

FEBRUARY 16, 2018

Currently (as of 2/13/18), the University of Pennsylvania is awaiting the FDA’s final approval to start a study that would evaluate the safety of using CRISPR for patients with multiple myeloma, melanoma, and sarcoma. Researchers did this by inserting a mouse gene into pig cells in order to better regulate body temperature.

System 40

System Study Industry Tools 40

PYMNTS

MAY 4, 2017

The department noted Noreika has close to twenty years of experience and is a leading expert in the regulation and supervision of national banks and federal savings associations. In a press release , the Treasury department said Noreika will serve as Acting Comptroller upon the departure of OCC Comptroller Thomas J.

Pennsylvania 100

Pennsylvania United States National Regulation 100

PYMNTS

MARCH 13, 2020

President Donald Trump officially declared a national emergency to “unleash the full power of the federal government,” according to a televised speech addressing the coronavirus. And in Pennsylvania, the Valley Forge Casino is shutting its doors until March 27. Here are the latest updates on its impacts around the world.

Policies 161

Policies United States social media Pennsylvania 161

PYMNTS

JUNE 17, 2019

The invoices span 10 cities as far-flung as El Paso, Texas and Erie, Pennsylvania. ZDNet said this month that in Norway lawmakers have introduced regulations to require eInvoicing in the public sector for both local and state level governments. Some of those debts go back to 2016, according to the reports.

El Paso 115

El Paso Payments Pennsylvania Ohio 115

CFPB Monitor

JANUARY 23, 2020

In addition, three “Financial Regulation Scholars” (consisting of the professors named below) argue that although the CFPB’s structure is constitutional, because there is no genuine controversy between a President and an appointee about a “for cause” removal provision, the Supreme Court should dismiss certiorari as improvidently granted.

Virginia 78

Virginia Montana DC Groups 78

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. Goes to Greg Smith, retiring CEO of Pennsylvania State Employees Credit Union. GonzoBanker of the Year – Large Banks. We hope we see you on the green boys!

Fintech 100

Fintech Conference Innovation Community 100

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Is it in the water? Or the need to take market share in a slowest growth region?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Is it in the water? Or the need to take market share in a slowest growth region?

Utah 60

Utah System Community Marketing 60

PYMNTS

SEPTEMBER 11, 2018

Three other states are ready to do so, according to one analysis : Pennsylvania, New York and Rhode Island — all of which have some form of pre-fabricated legislation paving the way for sports betting. The state allows both online and offline sports betting, with regulation oversight provided by the West Virginia Lottery Commission.

West Virginia 100

West Virginia Kentucky Rhode Island Mississippi 100

CB Insights

JUNE 7, 2018

We also analyze its impact, the likelihood of regulation, and the potential impact on business and industries including advertising, auto, healthcare, food, and politics. Regulation. But as it’s gaining popularity, is psychographics something that will eventually be regulated across industries? Regulation.

Marketing 78

Marketing Data Analytics Examples 78