Abrigo

FEBRUARY 27, 2025

Key topics covered in this post: What wire fraud is 8 strategies for preventing wire fraud How to strengthen financial security Wire fraud: What it is and how to prevent it Wire fraud remains one of the most prevalent financial crimes, costing businesses and individuals billions each year.

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Fraud How To Strategy Security 195

Cisco

JANUARY 10, 2023

As a change agent serving the financial services industry for over 20 years, it is a great privilege to collaborate with Bank, Insurance, and Wealth Management institutions to devise and execute digital transformation strategy, solve complex business problems, and leverage technology to strengthen business results. Previous FSI Commentary.

Digital Strategies 173

Digital Strategies Strategy America Innovation 173

Gonzobanker

OCTOBER 13, 2020

With megabanks spending billions on digital investments each year, regional and community bank executives understand they cannot compete on resources. Instead, these players are focusing on specific niches, brand strategies and community connections to differentiate themselves. Engage Net Promoter and Client Feedback Channels.

Strategy 158

Strategy Digital Banking Digital Strategies Mobile 158

PYMNTS

FEBRUARY 20, 2019

Blockchain is increasingly being separated from cryptocurrency, with an eye toward disparate use cases — some done at the national level. To that end, reports came this week that Germany has put a consultation and commentary period in place that will focus on blockchain, with a goal of having a strategy outlined by the summer, Reuters said.

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National blockchain Cleveland cryptocurrency 161

PYMNTS

NOVEMBER 24, 2020

The remittance firm said it has grown its real-time digital payout abilities in a move that encompasses billions of bank accounts in 100 nations. It noted that the growth of its real-time payout abilities is the heart of its digital expansion strategy, which it is pursuing via digital partnerships and WesternUnion.com.

Payments 214

Payments Regional Strategy Analysis 214

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

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Technology Company Operations Payments 360

Abrigo

MARCH 27, 2025

Step 3: Align Q factors with risk categories To keep things structured, organize your qualitative factors into key categories: Economic environment National, regional, and local economic trends. Have we changed our lending practices (new products, risk appetite)?

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How To Data Lending Comparison 195

South State Correspondent

JULY 7, 2015

What is fascinating about the strategy is that they are one of the first regional or national banks to introduce this high-touch treatment for – everyone. In case you missed it, BBVA Compass, one of the most impressive banks over the last year, just introduced a concierge banking service ( HERE ).

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Regional National Strategy 150

PYMNTS

MAY 20, 2020

Making cross-border payments in the EU therefore requires interconnectivity between the regions’ various real-time payments rails. This marked the first real-time payments regulatory framework in the region that addressed all EU countries. The ECB sees TIPS as more than just another real-time payments solution, however.

Payments 210

Payments Guidelines Regional Strategy 210

Abrigo

FEBRUARY 6, 2025

OCC Handbook (Section 203): Investment Securities The National Credit Union Administration (NCUA) also emphasizes that a credit unions board must take full responsibility for investment oversight , ensuring proper reporting structures are in place.

Compliance 195

Compliance Technology Operations Risk Management 195

PYMNTS

SEPTEMBER 18, 2020

consumers in these geographies are quickly opening up lucrative possibilities for global merchants thanks to the availability of lower-cost smartphones and wireless broadband, the ongoing adoption of eCommerce and the move on the part of many countries to innovative their national payments infrastructure.

Marketing 253

Marketing National Innovation Payments 253

PYMNTS

AUGUST 2, 2019

Latin America showed the strongest growth and offset declines in the Asia Pacific region and in the U.S. Westernunion.com is now available in 70 nations and represented 13 percent of total C2C revenue. We are extremely excited to begin implementing our new strategy,” Ersek said. domestic market.

Strategy 219

Strategy Branding Regional America 219

PYMNTS

SEPTEMBER 24, 2020

According to Shah, representatives from one community bank actually flew out to visit his brother in-person and develop a banking strategy for Kiva. As such, a regionally focused financial institution could be best-positioned to address those fluctuating market needs. The reality is, anyone can give out capital," Shah continued. "It

Community 193

Community Community Bank Regional Lending 193

Perficient

SEPTEMBER 19, 2023

And our team of industry experts is excited to connect, collaborate, and address the most pressing business needs of national and regional carriers. Perficient recently launched its Generative AI Innovation Group , which combines our AI and strategy expertise with an agile, pragmatic approach to building solutions.

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Conference Strategy Innovation Industry 221

Jeff For Banks

MARCH 29, 2014

Two sections of the 10k I scroll to is the "Business" section and the "Business Strategy" section. This, one would think, would give me a feel of the bank''s differentiation strategy, it''s perceived competitive advantage, if you will. Well don''t get too excited. I picked Texas because of their perceived independent streak.

Strategy 100

Strategy Texas San Antonio Fort Worth 100

South State Correspondent

JANUARY 25, 2024

This strategy is used for various reasons discussed further in this article. Forward Rate Lock Tools National lenders have been using locks for decades, and these instruments can take many forms. But this application also prevents competition from national banks after the construction and stabilization.

How To 195

How To Community Bank Community National 195

PYMNTS

MARCH 23, 2020

For the airline industry, keeping at least some top line in place to cover enormous fixed costs is a critical strategy as demand for travel has cratered. In evidence of the new strategy, this month the airline transported emergency supplies and agricultural products from South Korea to Vietnam, using a passenger jet to ferry the cargo.

Fort Worth 179

Fort Worth Dallas Strategy Conference 179

PYMNTS

SEPTEMBER 30, 2019

Threat Scan is part of our multi-layered security strategy to secure the payments ecosystem,” said Johan. Threat Scan simulates various fraudulent scenarios from Mastercard ’s “global insights into criminal behaviors.” The scenarios will be continuously expanded based on new cybercrimes.

Boston 177

Boston Security System Cards 177

PYMNTS

APRIL 10, 2019

China isn’t the only nation where consumers have their pick of banking options, though. Similar to Ant Financial and Xiaomi, Carbon will build on its preexisting customer base to successfully stand against legacy FIs in the region. For more on Chase’s mobile banking strategy, visit the Tracker’s feature story.

Mobile 185

Mobile Digital Banking social media Strategy 185

PYMNTS

JULY 3, 2018

As startups such as DadeSystems , FitPay and Jewel Paymentech expand across devices and functions, Tipalti , AvidXchange and Emailage announce new growth for their local, national and global footprints. The Sydney office currently serves as the base of operations for the APAC region. Chargehound. AvidXchange.

National 101

National Charlotte Regional Operations 101

Perficient

JULY 1, 2020

The Canary Deployment Pattern , or canary release, is a DevSecOps deployment strategy that minimizes risk by targeting a limited audience. Channel traffic from specific user groups or regions to target server environment. Load Balancer. Depending on how the user population is segregated (e.g. ‘Canary’ User Group.

Groups 309

Groups System Community User Experience 309

PYMNTS

OCTOBER 22, 2020

The company serves Asia-Pacific (APAC), Association of Southeast Asian Nations (ASEAN), and Southeast Asia, and was co-founded by Tan Hooi Ling and Anthony Tan , who serves as chief executive officer. But as the region recovers, businesses like Grab are starting to recuperate.

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Regional Groups National Tools 143

South State Correspondent

SEPTEMBER 30, 2024

Such wide dispersion of performance, especially during a benign credit environment, demonstrates that some community banks can implement and execute on an effective business strategy. Especially during economic slowdowns and recessions, which vary by region and county, understanding the local impact is a big advantage for community banks.

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

SEPTEMBER 21, 2020

There are many critical aspects to SMB retail media strategy but two stand out this year: when to advertise and where to advertise. In past years, the strategy could be more granular, such as choosing the right messaging. 28), which is supported by American Express nationally. But this is no time to go dark either.

Retail 169

Retail social media Marketing Branding 169

South State Correspondent

JANUARY 10, 2024

This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges. Community banks must incorporate strategies that retain profitable relationships and shed unprofitable business. Hedging Adoption As of Q3/23, there were just over 4.5k

Community Bank 195

Community Bank Community National Regional 195

PYMNTS

SEPTEMBER 20, 2019

“Embedding our technology into their offerings makes it so much easier for financial institutions to shorten the curve, reduce implementation expenses, and go live faster with us,” he said, adding that this strategy also opens the door for all FI’s — from regional to large, multi-national financial institutions, to adopt the solution as well.

Payments 206

Payments Strategy Technology National 206

American Banker

JUNE 30, 2016

The $126 billion-asset holding company for Regions Bank said Jeremy King, who had been support manager for private wealth, is now executive vice president of wealth management strategy and effectiveness for Regions Wealth Management.

Regional 51

Regional Management Strategy Company 51

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Working with a vendor that understands community bank pricing, strategy, and customers creates better results for the bank.

Community Bank 195

Community Bank FDIC Community National 195

South State Correspondent

APRIL 30, 2024

Meet Competitive Pressures : National and larger regional banks are specifically targeting better borrowers for five, seven, ten-year fixed-rate loans. Working with a vendor that understands community bank pricing, strategy, and customers creates better results for the bank.

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

JULY 21, 2020

Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems. Many nations in the region are thus examining their open banking proposals to ensure they address this behavior.

Mobile 229

Mobile Report America Regulation 229

NCR

SEPTEMBER 1, 2016

At the moment, some parts of this region are still heavily cash dependent, with research from McKinsey and Capgemini suggesting just two per cent of transactions in emerging nations of Asia-Pacific were cashless last year – though this rises to 35 per cent in developed countries. With more than 1.3 Cutting down on the unbanked.

Regional 75

Regional Payments National Boston 75

PYMNTS

DECEMBER 12, 2018

The bank said that fellow participants in the transaction included Region Brokerage Company and the Russian National Settlement Depository (NSD). The transaction featured a “smart contract” and during that transaction done on a trial basis, and done in rubles, Sberbank acted as the seller, Region as the buyer and the NSD as agent.

Samsung 137

Samsung blockchain Regional System 137

South State Correspondent

AUGUST 29, 2022

The difference between the two options includes size, efficiency, accounting, and sales strategy. Most larger regional and national banks use both options. The instruments available for use are similar – banks have successfully used swaps, caps, floors, collars, and cancellable swaps for both loans and balance sheets.

Community Bank 195

Community Bank Community Strategy Regional 195

South State Correspondent

AUGUST 29, 2022

The difference between the two options includes size, efficiency, accounting, and sales strategy. Most larger regional and national banks use both options. The instruments available for use are similar – banks have successfully used swaps, caps, floors, collars, and cancellable swaps for both loans and balance sheets.

Community Bank 195

Community Bank Community Strategy Regional 195

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. the region. The potential impact of the crisis on open banking’s future in the region is a different story, however.

America 165

America Regulation Regional Tools 165

PYMNTS

DECEMBER 19, 2019

According to the report, Glovo figures that it’s only the second privately held company in the nation to reach that level of valuation. Glovo ’s market focus is still fixed on the core regions where it already has operations, including South West Europe, South America and Eastern Europe and Africa.

Regional 130

Regional America National Report 130

South State Correspondent

FEBRUARY 27, 2024

Objectives of Loan Pricing We believe that all national banks and most banks over $10Bn in assets (regionals) are using some version of a risk-adjusted return on capital (RAROC) loan pricing model. The national and regional banks originate about 85% of all domestic loans, and community banks hold the remainder.

How To 195

How To Community Bank Community Management 195