PYMNTS

OCTOBER 6, 2020

According to an August study of digital banking by PYMNTS, banks are closing physical branches, reducing hours of operation and encouraging customers to use their websites or mobile apps to conduct transactions and reduce face-to-face interactions between customers and staff.

Digital Banking 256

Digital Banking ATM Mobile Atlanta 256

PYMNTS

AUGUST 29, 2017

Consumers in the Asia-Pacific market are quite aware of the range of digital payment options available to them, but they prefer to pay with cash, according to a new study from PayPal reported by CNBC. In Hong Kong, that number dropped to 44 percent and in Singapore was 43 percent, the study indicated. percent CAGR through 2020.

Report 129

Report Study Regional Analysis 129

PYMNTS

SEPTEMBER 23, 2020

The coronavirus crisis wiped out the equivalent of nearly half a million jobs around the world by the end of June, according to a new study by a United Nations agency. And the bleeding doesn’t look close to stopping anytime soon. That includes sustaining support for jobs, businesses and incomes.”.

Report 178

Report United States Study Regional 178

PYMNTS

MARCH 6, 2019

On Friday (March 8), the world will recognize International Women’s Day — celebrated globally since 1975, when it was adopted as a holiday by the United Nations. They grow faster, reach profitability sooner and generate more revenue per dollar invested than those of their male counterparts, according to a study of female-founded firms.

Regional 179

Regional Capital Study Leadership 179

PYMNTS

AUGUST 4, 2019

The study, detailed in the paper “Anti-Money Laundering in Bitcoin: Experiments with Graph Convolutional Networks for Financial Forensics,” explains how artificial intelligence (AI) can be used to identify illicit transactions, as well as transactions associated with money laundering, sanctions violations or terrorist financing. “On

Bitcoin 115

Bitcoin Study Data Massachusetts 115

PYMNTS

MARCH 9, 2020

PYMNTS fielded a study to a national panel of 1,062 U.S. That said, some banking-like providers appear to be closing the primary banking services gap, particularly regional banks and credit unions (CUs). Ninety-two percent of consumers count their primary bank as either a national bank, regional/community bank or credit union.

How To 232

How To Millennials ATM Fintech 232

PYMNTS

JULY 21, 2020

Regulators in other regions, including Latin America, are also shaping and announcing plans to enable open banking and better support digital financial systems. Many nations in the region are thus examining their open banking proposals to ensure they address this behavior.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

FEBRUARY 6, 2020

technology by “any means necessary” and that there are about 1,000 related investigations currently ongoing in the country, through its 56 regional offices, according to a report by Reuters. . High-profile targets like the NASA Jet Propulsion Lab and the Department of Energy’s National Laboratory were mentioned in the indictment.

United States 151

United States US National Fraud 151

PYMNTS

NOVEMBER 20, 2020

The European Commission noted on its site that the legal framework for digital services has been unchanged in the region for about 20 years. As reported by the Center for Strategic and International Studies (CSIS), the acts “will have a transformative impact across the board on large U.S.

Policies 260

Policies Google Apple Regulation 260

PYMNTS

APRIL 26, 2020

Every bank is under the cosh of its national regulators, who in times of crisis show a huge home bias,” said Jan Pieter Krahnen, director of the Center for Financial Studies at the University of Frankfurt, according to FT. This heavily influences risk management and regional exposure, which comes at the expense of clients abroad.”.

US 143

US Regional America Lending 143

PYMNTS

JULY 3, 2018

As startups such as DadeSystems , FitPay and Jewel Paymentech expand across devices and functions, Tipalti , AvidXchange and Emailage announce new growth for their local, national and global footprints. Ahead of its global expansion, Tipalti conducted a study to find out. Here’s all the latest news from startup-land this month.

National 101

National Charlotte Regional Operations 101

PYMNTS

FEBRUARY 27, 2020

The 2020 outlook report from the National Restaurant Association was released today and it paints a picture of an industry dealing with the countercurrents of solid consumer spending and disruptive technology. In fact, by 2030, the National Restaurant Association expects that technology could completely change the face of dining.

Rhode Island 151

Rhode Island National social media Arizona 151

Abrigo

AUGUST 22, 2019

One option that makes it easy for BSA officers to complete required training is to attend regional meetings. These are usually less expensive, shorter, and involve less extensive travel than the larger national conferences. For example, Abrigo is hosting regional seminars in six cities across the U.S. Ready to Attend?

Training 150

Training Las Vegas Alabama Minneapolis 150

PYMNTS

AUGUST 16, 2019

Remittances to developing nations continue to grow, which has spurred many global markets to pursue efforts to enable more efficient cross-border payments. World Bank data shows that remittances to low- and middle-income nations reached a record high last year, with migrants sending $529 billion to their home countries. innovations.

Payments 204

Payments System Fintech Innovation 204

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. The pandemic is dramatically altering how merchants can transact, which data they can store and where they can store it, however.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. the region. The potential impact of the crisis on open banking’s future in the region is a different story, however.

America 165

America Regulation Regional Tools 165

Independent Banker

MARCH 31, 2022

A 2015 Harvard Business Review study found that emotional connection is twice as valuable as customer satisfaction, and a 2017 Capgemini report concluded that emotional ties can drive a 5% increase in annual revenue. I’m headed to Memphis to meet with our state and regional partners, and then I’ll be engaging with the team at CRA Partners.

Oklahoma City 161

Oklahoma City social media Community Memphis 161

PYMNTS

JANUARY 29, 2019

As reported from Daily News Egypt , a consortium of banks in the region expects a number of FIs, including those in Egypt, to embrace FinTech. The Union of Arab Banks (UAB) has said in a study that such a movement would change the way Arab banks provide financial services. .

Fintech 145

Fintech Cards System Groups 145

PYMNTS

DECEMBER 5, 2019

In the 2020 National Housing Forecast from Realtor.com , a number of predictions stand out, among them that home price growth will flatten, to a rate of about 80 basis points. In addition, according to the study, affordability will be key, which will be a benefit for mid-sized markets. So, too, apparently, does real estate.

Millennials 137

Millennials Nevada Arizona Georgia 137

PYMNTS

APRIL 12, 2016

Well, according to a new study from JPMorgan Chase Business Leaders, it’s a little uncertain. As detailed in the 2016 JPMorgan Chase Business Leaders Outlook report, the outlook is positive on a local economy level, but nationally/globally is a little more shaky. But when looking at that from a more national perspective?

Report 100

Report Study National Regional 100

PYMNTS

JANUARY 28, 2020

One study, via the National Center for Biotechnology Information and authored by Jong-Wha Lee and Warwick J. With the vast bulk of cases still confined to China, the economic impact would likely be most concentrated in that country, and the general region. And here is where the cross-border impacts start to show.

Regional 165

Regional Retail National Comparison 165

PYMNTS

OCTOBER 5, 2016

In Eastern Europe, where political unrest and economic insecurity are woven into the recent history of the region, spending cash is seen as more secure than using credit to make purchases or investing. percent, the highest among the 14 countries studied for this index. It has a cash share of 86.5

ATM 178

ATM Cards Mobile Regional 178

PYMNTS

FEBRUARY 24, 2016

The study evaluates the merchants and service providers that are most typically found in urban and suburban areas: eating establishments, professional and personal services, construction, remodeling and repair services, fitness, and a wide variety of retailers. gains in the Southwest and Mountain areas, respectively. About the Index.

Maine 100

Maine South Carolina New Hampshire Capital 100

BankUnderground

JUNE 27, 2023

In this post I show that historically there have been large differences in how an interest rate shock affects prices in different areas of the country, even though interest rates are determined nationally. There are widely-used estimates of housing supply elasticity for regions of the US. The evidence for the UK is even less extensive.

Regional 122

Regional Policies US Study 122

PYMNTS

NOVEMBER 17, 2020

As the virus became a part of everyday life and reopenings have dotted various countries and regions, there has been a bit of a renaissance – at least ahead of the new waves of infections – in Europe, as reported by The Wall Street Journal. PYMNTS’ own study of a national sample of 2,800 U.S. consumers conducted on Nov.

Conference 151

Conference Meeting Course Industry 151

PYMNTS

DECEMBER 1, 2016

Other studies have found that rate to be closer to 69 percent, with only two in 10 of the poorest 40 percent of the population having bank accounts. PawnHero only runs in the Philippines for now but could expand regionally to other countries with significant underbanked populations coupled with an increasing rate of mobile penetration.

Regional 100

Regional eBook Mobile Analysis 100

Abrigo

MAY 20, 2015

The piece points out that it remains to be seen what consumers will want to buy and wear, naming a recent study from Carlisle & Gallagher Consulting Group that found 82 percent of consumers would not purchase a wearable device. That convenience is key to the customer, likely making him/her a happy one.

Apple 150

Apple Mobile Comparison Innovation 150

PYMNTS

JULY 14, 2017

Two-thirds of German hospitals have suffered cyberattacks, hospital directors and chief executives admitted in a recent Roland Berger study. Kenya, ranked third in the region, provides a good example of co-operation through its National Kenya Computer Incident Response Team Coordination Centre (National KECIRT/CC),” said ITU.

Operations 118

Operations Study social media Security 118

PYMNTS

MARCH 10, 2016

China Daily reports that, according to a new study from group-buying eCommerce website Baidu Nuomi , women in the country — despite accounting for a minority 46 percent of China’s overall Internet use — are responsible for 62 percent of revenue derived from O2O. hours a day for women, compared to 3.74 daily hours across all Internet users.

Study 100

Study Online Retail Regional 100

PYMNTS

MARCH 26, 2019

The company is targeting both regional and national businesses with a minimum of 10 locations. The company has conducted timed studies, finding that it can take over a minute to make a repeat order through a mobile app, while it takes only about 15 seconds through its service.

Technology 121

Technology Maine Google Study 121

PYMNTS

OCTOBER 12, 2018

There is no quantification of how much money is actually flowing through money-laundering activities and across different nations. Thus some countries — such as Iran, which stood at the top of the list across the last four years — were excluded from the risk scoring.

Report 188

Report Course Trends Data 188

NCR

DECEMBER 8, 2017

According to the 2017 edition of the study, the likes of China and India will be among the biggest drivers of non-cash payments in the coming years. A common theme across many of the emerging markets studied by Capgemini for the report was the booming demand for mobile payments. In India, the figure for the same period is 26.2

Marketing 78

Marketing Payments Regional Mobile 78

Abrigo

DECEMBER 13, 2019

ABA study shows banks are reporting more cases of EFE. Memoranda of Understanding (MOU) – an informal agreement between an institution and the FDIC, which is signed by both parties (usually designated individual(s) in the Regional Office of the FDIC). Key Takeaways. The FDIC released a manual on Formal and Informal Enforcement Actions.

FDIC 195

FDIC Capital Regulation Lending 195

PYMNTS

JUNE 15, 2016

. “FX Options can help SMEs manage currency risk by guarding against negative market shifts, as well as giving business owners the opportunity to take advantage of favorable movements in the exchange rate,” said the company’s regional director for APAC, Middle East and India operations, Simon Glendenning. A strong U.S.

Regional 100

Regional Study Management Operations 100

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. The country’s government and regulators are keeping pace with those in the European Union and the U.S.

Regulation 160

Regulation Policies Data Compliance 160

Abrigo

DECEMBER 18, 2023

Use portfolio risk management tools, which make it easier to continue supporting local and national economies prudently. For example, a recent study found that trips to central business districts in large cities have plateaued at about 60% of pre-pandemic levels, while those in smaller towns have fully bounced back. is robust.

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

JUNE 25, 2020

At the same time, Sponholtz noted, consumers’ financial futures are looking less certain to them, as unemployment levels grow and the nation’s economic future looks increasingly precarious. .

Las Vegas 255

Las Vegas Miami San Diego San Francisco 255