PYMNTS

OCTOBER 23, 2020

To that end, and in terms of the data announced by the National Association of Realtors, existing home sales grew by 9.4 Drilling into the data, NAR said that each of the four regions tracked showed month-over-month and year-over-year growth. A survey revealed that about three-quarters of millennials surveyed are now working remotely.

Survey 227

Survey Maine New York Millennials 227

PYMNTS

DECEMBER 17, 2019

The latest news from the Open Banking ether stems from around the world, including the Asia-Pacific (APAC) and the Middle East and North Africa (MENA) regions, as markets like Israel and South Korea take their first steps to develop and deploy Open Banking regulatory frameworks.

Metro 136

Metro Regional Fintech National 136

PYMNTS

OCTOBER 29, 2020

Fee falls into the 58 percent of consumers, according to PYMNTS/PayPal survey data, who report a basic unwillingness to go back to his pre-pandemic routines, including office work, until there is a COVID-19. Nationally, however, the reality seems to be somewhere between San Francisco and Dallas. According to local reports , 43.3

San Francisco 150

San Francisco El Paso Dallas Fort Worth 150

South State Correspondent

SEPTEMBER 20, 2023

What Profitable Cash Management Accounts Want A recent survey by GTreasury found that 70% of treasury departments have five or fewer team members. In the survey (below), respondents were asked what they needed in a treasury management relationship.

Management 195

Management Survey Industry Community Bank 195

PYMNTS

NOVEMBER 2, 2020

Across the pond in the United Kingdom, Prime Minister Boris Johnson imposed another strict national lockdown aimed at halting the coronavirus’ spread. Office for National Statistics , one in 100 people in England have COVID-19. We will always take a decision in the national interest, based on evidence,” U.K.

Survey 130

Survey National United States Washington 130

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

CB Insights

AUGUST 1, 2019

Currently, cash still accounts for 90% of consumer transactions in Mexico, and Mexico’s population is substantially underbanked: only 47% of adults between 18 and 70 years old have a bank account, according to data from the National Survey of Financial Inclusion. But the landscape may be changing. Want the full expert post?

Regional 44

Regional Innovation Fintech America 44

PYMNTS

MAY 11, 2020

A survey by the Pew Research Center found one-third of millennials have been laid off due to the COVID-19. There’s no question that millennials have been laid off at a higher rate because of the pandemic,” Jessica Lautz, vice president of demographics and behavioral insights at the National Association of Realtors (NAR), told PYMNTS.

Millennials 141

Millennials Survey National Regional 141

South State Correspondent

AUGUST 22, 2023

In this article, we detail the five steps to building a treasury management strategy, provide some tools to execute those steps, and then provide a complimentary survey to assess your strengths and weaknesses. Community banks have an inherent advantage in delivering more personalized service and faster decision-making than national banks.

Management 195

Management Community Bank Survey Community 195

PYMNTS

MAY 6, 2020

The latest in PYMNTS’ ongoing series of pandemic surveys and reports, Main Street on Lockdown: Reinventing the Road to Recovery , notes that the majority of SMBs that applied for PPP loans did so at larger national and regional banks, perhaps under the impression that larger financial institutions (FIs) have a better understanding of the program.

Regional 138

Regional National Maine Survey 138

PYMNTS

DECEMBER 16, 2020

On that front, according to PYMNTS' latest SMB survey data, small merchants are feeling a little better these days. But that increased good feeling is largely reliant on the nation not undergoing yet another round of lockdowns. Firms that PYMNTS surveyed in November expected to be back to normal in about 8-1/2 months (July 2021).

Maine 282

Maine Survey Online Retail 282

PYMNTS

MARCH 14, 2018

Banks across the Association of Southeast Asian Nations (ASEAN) region expect real-time payments to come with some major benefits to their businesses, according to new analysis from ACI Worldwide and Ovum. However, the report did find that banks in the region are less clear about exactly how they will create APIs for third-party use.

Payments 110

Payments Regional Survey Innovation 110

Abrigo

JANUARY 22, 2015

According to a recent survey from four Federal Reserve Banks, small regional and community banks have the highest approval rate for small business loans. The 2014 Small Business Credit Survey was a joint operation conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia.

Community Bank 150

Community Bank Community Regional Cleveland 150

PYMNTS

SEPTEMBER 30, 2020

Consumers and businesses have been moving online in recent years, and regulators from the European Union to the Middle East and North Africa (MENA) region have worked to keep up with this migration. The pandemic is dramatically altering how merchants can transact, which data they can store and where they can store it, however.

Regulation 175

Regulation Data Regional Examples 175

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. the region. The potential impact of the crisis on open banking’s future in the region is a different story, however.

America 165

America Regulation Regional Tools 165

Abrigo

DECEMBER 18, 2023

Use portfolio risk management tools, which make it easier to continue supporting local and national economies prudently. But Kirby recommended examining data and surveys used to support this idea. Certainly, one asset class, the regional mall, is quite dead,” Kirby said. They’re not your hometown. The impact is not consistent.”

Risk Management 221

Risk Management Management Lending Capital 221

PYMNTS

NOVEMBER 8, 2019

With his extensive management experience and relevant market expertise, he is perfectly positioned to lead our important new Sub-Region,” he added. In other swiss banking news , an August survey of 34 banks in Switzerland showed that only about 50 percent of the population bank online. .

Survey 100

Survey Management Regional US 100

PYMNTS

JULY 27, 2020

A new report from the National Association of Real Estate Investment Trusts (NAREIT) shows that rent collections for free-standing and shopping mall-focused real estate investment trusts (REITs) gained ground in July on top of gains in June. Lower Fifth, by comparison, is dominated by big national chains. percentage points from 79.3

Retail 164

Retail Payments Dallas Texas 164

Independent Banker

MARCH 31, 2022

I’m headed to Memphis to meet with our state and regional partners, and then I’ll be engaging with the team at CRA Partners. We can also use employee surveys to learn how they support the community and empower them to recount those experiences. Where I’ll be this month. It’s about taking that next step to communicate how we engage.

Oklahoma City 161

Oklahoma City social media Memphis Community 161

PYMNTS

OCTOBER 14, 2020

Regional banks are following suit: First Horizon National Corporation , a regional FI based in Tennessee, has announced its partnership with a third-party technology provider to grant its treasury clients access to instant disbursement solutions.

Payments 257

Payments Trends Study Tennessee 257

PYMNTS

JULY 8, 2020

But drill down a bit, and cash usage has varied from country to country and region to region, depending on what phase of the pandemic (and lockdown) these countries are in. “On Fast-forward a few months, said Anderson, and there has been a noticeable drop in volumes across ATM fleets.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

JUNE 19, 2020

Norway celebrated this week as it reopened its borders to the rest of the Nordic region. Critics of the decision to keep the economy open said it led to the death of 5,053 of Swedish residents compared to less than 1,200 in the other four nations, WHO data reveals. But no one was rejoicing in nearby Sweden because it was excluded.

Regional 141

Regional Policies Survey Report 141

PYMNTS

JANUARY 28, 2019

The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. Overall, organizations did not score well, according to Kevin Hewitt, FTI Consulting’s chairman of the EMEA region.

Management 145

Management Risk Management Survey Security 145

PYMNTS

SEPTEMBER 11, 2019

Different regions have their own unique payment rails, and no two abide by the same regulatory framework. Other initiatives are being spearheaded across regions. One-third of companies surveyed in the Real-Time Payments Innovation Playbook planned to implement them within the next three years. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

PYMNTS

APRIL 6, 2016

The biggest firms in the nation are gearing up for same day ACH payments – an eventuality that could hit in September of this year. As reported by NACHA, the electronic payments association, the readiness was disclosed in a survey that had been conducted by the association, with the two strongest use cases identified across same day ACH.

Payments 100

Payments Survey National Regional 100

PYMNTS

NOVEMBER 13, 2017

Amid a wave of new surveys released on small business sentiment, PYMNTS wades through the data to examine how entrepreneurs are handling the array of worries with which they must deal. Bank of America also found in a fall 2017 survey that nearly three-quarters of SMBs expect their 2017 year-end revenues to beat 2016’s figures.

Taxes 105

Taxes Survey Capital America 105

FICO

MAY 25, 2017

Investigations were launched in 80 countries , with twelve national leaders among 143 politicians, their families and close associates from around the world known to have been using offshore havens to dodge taxes and hide assets. The post FICO Survey: APAC Banks Expect Rise in Tax Evasion appeared first on FICO. The leak of 11.5

Taxes 40

Taxes Survey Compliance Regional 40

PYMNTS

DECEMBER 12, 2018

The bank said that fellow participants in the transaction included Region Brokerage Company and the Russian National Settlement Depository (NSD). The transaction featured a “smart contract” and during that transaction done on a trial basis, and done in rubles, Sberbank acted as the seller, Region as the buyer and the NSD as agent.

Samsung 137

Samsung blockchain Regional System 137

PYMNTS

OCTOBER 24, 2016

92% of South African SMEs are planning for growth next year , found a new report by the National Small Business Chamber (NSBC). Its 2016 National Small Business Survey signals widespread optimism across the nation’s small business community, despite economic challenges. debt recovery firm.

Payments 100

Payments National Regional Survey 100

BankUnderground

FEBRUARY 28, 2024

We draw on an online survey of UK adults conducted by the Bank of England in 2023 to explore how people budget in an increasingly digital world. The results are in… The Bank of England’s online panel survey of 1,006 UK adults was conducted over January and February 2023. Source: Bank of England Payment Preferences Survey January 2023.

Survey 68

Survey Groups Online Payments 68

PYMNTS

DECEMBER 31, 2020

A separate survey found that 92 percent of bank and credit union (CU) respondents expected that implementing the RTP network would “benefit” corporate clients , for example. Regional banks with $100 million to $250 billion in assets were likely to be in the process of adopting the rail or considering doing so.

Payments 168

Payments Resources Survey Examples 168

PYMNTS

JUNE 14, 2017

Through a 70-question survey, TMF Group asked the accounting and tax professionals to assess their local regulatory climates. Efforts to promote fair competition and boost international trade could offer some relief eventually, especially as the nation aims to harmonize its regulations with those of the European Union.

Compliance 146

Compliance Marketing Taxes Groups 146

PYMNTS

OCTOBER 24, 2017

But since 2010, the beginning of the recovery period, industries surveyed by the PYMNTS Store Front Index have generally returned to a state of healthy and sustained growth. regions are growing, not all of them are growing at the same rate. That said, some regions are still doing better than others. And while all U.S.

Maine 104

Maine Regional United States Retail 104

BankUnderground

MAY 22, 2024

It shows that the DSR threshold above which the risk of mortgage payment shortfalls increases more sharply differs across surveys, but typically lies between 30% to 50%. Chart 1: DSR distribution for new lending and the stock of mortgages Sources: Bank of England/NMG survey (right panel) and FCA Product Sales Data (left panel).

Survey 63

Survey Lending Policies Analysis 63

Abrigo

DECEMBER 1, 2020

While still lower than a year earlier, farm income in the third quarter improved from the second quarter, according to the latest Federal Reserve District Ag Credit Survey. That’s the most positive response since the survey began in 2015 and up 11 points from September. Ag outlook improved, but lenders wary. The latest U.S.

Lending 195

Lending Survey Operations Payments 195

PYMNTS

APRIL 14, 2016

According to researchers, Latin American CFOs are most confident that their businesses will grow in the coming year; 73 percent of executives in this region reported being optimistic about near-term expansion, compared to the global average of 65 percent. Optimism Levels. Seventy-five percent of U.S. Latin America . Australia-Asia.

Regional 100

Regional Survey Report Marketing 100