Independent Banker

MARCH 31, 2022

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey, Washington, D.C.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

APRIL 30, 2022

3-yr average pre-tax ROA. Brazos National Bank. Douglas National Bank. pre-tax ROA: 3.08%. pre-tax ROA: 2.83%. pre-tax ROA: 2.68%. 3-yr average pre-tax ROA. —Molly Bennett, executive editor, Independent Banker. Less than $300 million. By William Atkinson. Less than $300 million. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

SEPTEMBER 21, 2020

EU Undecided Whether To Appeal Ruling Upholding Apple’s Irish Tax Breaks . EU Will Implement Digital Tax Next Year Unless Global Rules Pass . The European Union will propose a digital tax in early 2021 if governments don’t reach a worldwide consensus on such taxes for the online era, EU President Ursula von der Leyen said recently. “We

Google 147

Google Taxes Compliance Regulation 147

PYMNTS

OCTOBER 25, 2019

tax laws, and some businesses and public sector stakeholders are now pushing back. The case ushered in a wave of state- and municipality-issued economic nexus laws that tax remote sellers based on economic activity rather than physical presence. The 2018 South Dakota v. Wayfair ruling paved the way for broadened U.S.

Taxes 100

Taxes South Dakota Policies Compliance 100

PYMNTS

FEBRUARY 27, 2019

A wide range of biometric solutions are being used to develop national identification systems around the world. The following Deep Dive examines the potential use cases for biometrics in national identification systems and the security pitfalls they could encounter. . Colorado, Idaho, Maryland, Wyoming and Washington, D.C.,

Security 159

Security National Wyoming Idaho 159

Finer Points

AUGUST 18, 2015

The tax-exempt credit union industry apparently skipped this civics lesson because it obviously doesn’t believe it should have to listen to Congress. The National Credit Union Administration has proposed dramatically revising business-lending rules for these tax-subsidized institutions. Current […].

United States 100

United States Taxes Lending National 100

PYMNTS

SEPTEMBER 30, 2019

eCommerce sales tax laws are having unintended consequences in the tobacco industry. These laws were meant to make online sellers face sales tax requirements similar to those for retailers with on-the-ground locations, putting both types of businesses on equal footing. in 2017 had a 52.75

Retail 109

Retail Taxes Virginia South Dakota 109

PYMNTS

JULY 3, 2018

Reports in The Washington Post on Monday (July 2) said the survey shows small- and medium-sized businesses (SMBs) in the U.S. Strong cash flows in the nation’s small business population may also be a sign of a strong national economy, with analysts predicting a 4 percent increase in gross domestic product for Q2.

National 109

National Analytics Lending Survey 109

PYMNTS

FEBRUARY 8, 2019

According to reports, 2nd Address said it will use the funds to improve its technology and expand into new cities beyond its existing markets in California, New York City, Chicago and Washington, D.C. Brazil’s Adianta has announced $2.18 ANNA also plans to add features like expense analysis and cash flow forecasting, reports said.

Fintech 188

Fintech Capital New York City Analysis 188

PYMNTS

FEBRUARY 21, 2020

With direct marketing hit by robocall abuse and the National Do Not Call Registry , direct-to-consumer (D2C) brands and other not-so-usual suspects are looking into and in some cases reinstating door-to-door sales. We want to ensure taxpayers know their options to get right with their taxes and avoid bigger issues later.”.

Taxes 141

Taxes Boston Course Florida 141

PYMNTS

APRIL 5, 2017

CEO Jamie Dimon gave a mixed assessment of some of the larger issues confronting the United States, touting its strength as a nation even while “it is clear that something is wrong” with this “exceptional country.”. As a new administration settles into Washington, D.C., He singled out well-educated foreign students schooled in the U.S.

Taxes 115

Taxes United States Washington Policies 115

PYMNTS

NOVEMBER 13, 2018

By selecting New York City, Amazon will also get a refundable tax credit, via New York State’s Excelsior Program, that could total $1.2 Virginia has also pledged $195 million in infrastructure improvements, work that involves subway stations and a pedestrian bridge for people headed to Reagan National Airport.

New York City 115

New York City Virginia Arlington New York 115

Jeff For Banks

JULY 6, 2013

Why don''t we play a critical role in solving the nation''s retirement problem? The employee can save all of the needed savings tax deferred. But I disagree with greater control of a national pension system in Washington. How can your financial institution stand out in a crowded marketplace?

Community Bank 104

Community Bank Community National Iowa 104

PYMNTS

JULY 23, 2019

The Senate’s hearing ended with a lack of clarity on what data Facebook would collect from Calibra transactions, including financial habits of users, and how the company would ensure both national and personal security. For those who missed it, PYMNTS published a recap of Libra’s week in Washington.).

cryptocurrency 111

cryptocurrency Study Guidelines Washington 111

PYMNTS

AUGUST 6, 2019

With government agencies working to combat tax evasion and fraud, eInvoice mandates mean a reduced risk of invoice fraud and greater visibility into trade and transactions. At the time, Finance Assistant Secretary Antonio Lambino II spoke in Washington, D.C.

Regional 108

Regional Taxes System Guidelines 108

PYMNTS

JUNE 29, 2018

NBC News reported that national, regional and local merchants are testing Google Shopping Express with big-name retailers including Target and Walgreens. Amazon would provide the business with uniforms, fuel and insurance plans for fleet operations and provide training on everything from taxes, payroll, and other small business topics.

San Francisco 100

San Francisco Google Seattle Washington 100

Jeff For Banks

NOVEMBER 24, 2019

The bank, First National Bank of Keystone, was $1.1 billion in assets, had 87 full-time equivalent employees, and accounted for two-thirds of the town's tax revenue. And so went the birth of First National Bank of Keystone's meteoric rise. The town, already depressed from coal's decline, had a population of 600.

National 78

National West Virginia Virginia Pennsylvania 78

PYMNTS

MAY 8, 2020

Patrice Frey, president and CEO of the National Main Street Center , is a proponent of supporting existing local economic development organizations like chambers of commerce, community foundations and Main Street programs. She also urges government officials to remember the return in investment for Main Street businesses.

Maine 142

Maine Groups San Francisco Lending 142

PYMNTS

JULY 31, 2017

Most of the drama this week was in Washington. After a long partnership, Stripe has officially acquired Payable in an effort to bolster the tax reporting tools it has on offer for its market business customers through its Stripe Connect product. North Korea’s For-Profit Hacking.

Taxes 100

Taxes Data Security Report 100

PYMNTS

JULY 18, 2017

And while SMEs are awaiting tax reform, this area also makes the U.S. A recent survey from the National Federation of Independent Businesses found that “frustration over gridlock in Washington” forced SME optimism to dip last month. “One, I think, is complexity,” the CEO said.

Software 109

Software Taxes Capital Policies 109

PYMNTS

DECEMBER 14, 2020

Facebook and Google could face financial penalties in the millions of dollars if they don’t follow potential legislation introduced into the parliament of Australia that would require Big Tech to pay for news content that they show, The Washington Post reported.

Google 132

Google social media Compliance Regulation 132

PYMNTS

NOVEMBER 6, 2018

Taxes, minimum wage, global trade tariffs — there are a lot of regulatory changes weighing heavily on the minds of U.S. With prescription drugs representing 92 percent of sales revenue, according to the National community Pharmacists Association, thinning margins — and frequent losses — from this side of the business can be fatal.

Capital 130

Capital Iowa Management Community 130

PYMNTS

MARCH 25, 2016

We continue to work with our member stations to fully realize a complete local/national listening experience on NPR One. The rub, the backbone of the system and, until about 15 years ago, the way NPR — the Washington D.C. The beholdenness to those stations, Benton thinks, is causing NPR to put a strategy tax on its digital properties.

Retail 100

Retail National System Alaska 100

Finer Points

SEPTEMBER 20, 2016

So in some ways ICBA’s federal lawsuit against the National Credit Union Administration for its […]. As the legacy of a group of colonists who stared down and defeated the world’s greatest empire, it’s virtually our birthright as Americans.

Regulation 100

Regulation National Groups Washington 100

Jeff For Banks

JANUARY 19, 2013

Housing markets have begun to improve with the national indices showing year-over-year growth of 3% to 4% recently. The “Fiscal Cliff” Who in their right minds would have so many critical tax codes and laws expiring all on the same year-end date? The tax bracket changes become permanent and that will allow planning to resume.

Taxes 70

Taxes Philadelphia DC New Jersey 70

South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. You did not see this kind of support during the failure of Washington Mutual, and you didn’t see it with Silvergate or Signature Bank.

social media 195

social media FDIC Branding Management 195

Independent Banker

JULY 29, 2016

Around the Table—Wisconsin community bankers work with legislative staff members on Capitol Hill during ICBA’s Washington Policy Summit. Here’s an outline of the key activities ICBA’s advocacy team in Washington, D.C., Washington Policy Summit. Keeping community banking interests front and center. By Courtney Schoenborn.

Community Bank 70

Community Bank Community Washington FDIC 70

CFPB Monitor

JULY 21, 2022

On July 13, 2022, the House of Representatives (the “House”) adopted an amendment to the 2023 National Defense Authorization Act (“NDAA”) offered by Maxine Waters (D. There is a national election coming up, so the amendment’s passage is hardly a pre-ordained conclusion. Requirements.

United States 78

United States Taxes Regulation Compliance 78

Independent Banker

FEBRUARY 24, 2016

Greg Steverson (left) successfully manages a $100 million institutional investment portfolio for Ledyard National Bank in Norwich, Vt. Greg Steverson, Ledyard National Bank. Greg Steverson, executive vice president, chief operating officer and chief financial officer for Ledyard National Bank in Norwich, Vt.,

Community Bank 70

Community Bank Community Texas Management 70

PYMNTS

JANUARY 10, 2017

Low-income consumers are far more likely to find it difficult to secure mainstream credit sources and are thus much more likely to make use of high-cost alternative credit sources when financial emergencies hit, often in the form of a payday, title, tax refund anticipation or installment loan. And that’s just accessing money itself.

Online 100

Online Chicago New York Mississippi 100

MyBankTracker

APRIL 26, 2021

When the policyholder dies, their loved ones will receive a death benefit that is generally free from federal income tax liability. The cash value earnings grow tax-deferred. This means taxes on these earnings will not be due until they are withdrawn. Other features of this policy include: Tax-free loans and withdrawals.

Policies 52

Policies Taxes How To Groups 52

PYMNTS

MAY 24, 2019

While Amazon’s search of a new HQ location at some point became like a national edition of “The Bachelor” where only U.S. These workers need and deserve a seat at the table,” Sanders told The Washington Post. “If Big Play of the Week: The Big HQ Upgrade. But as of this week, details are starting to surface. “We million hourly U.S.

New York 109

New York New York City Vermont Meeting 109

MyBankTracker

MARCH 17, 2021

Nationwide is a national insurance carrier that provides coverage for homeowners, auto and life insurance, and other insurance products. Nationwide homeowners insurance also has pretty typical coverage you’d expect from a national insurance carrier. Washington Homeowners Insurance: How to Shop for the Lowest Rates.

Policies 52

Policies Taxes North Carolina Cards 52

TrustBank

DECEMBER 8, 2022

The BEA calculates the personal saving rate by subtracting taxes from personal income to arrive at “disposable personal income” and then subtracts personal outlays. Because of this, the government will often encourage consumerism through policy by punishing both savers (lowering interest rates) and investors (raising capital gains taxes).

US 52

US Policies Taxes Washington 52

American Banker

APRIL 4, 2016

Receiving Wide Coverage … Panama Papers: The Australian Tax Office will investigate some 800 wealthy clients of a Panama-based law firm, Mossack Fonseca, after a leak of 11.5

Washington 28

Washington Taxes Regional National 28

Independent Banker

MARCH 15, 2015

National Management Association/Grand Lake chapter, treasurer and president. Hartings dove into the details of the deal, which involved ensuring Wright State University would help manage the dorms, finding a legal firm to handle the paperwork and helping get approval for tax-exempt financing from the county. “We

Ohio 70

Ohio Community Bank Community Lending 70

CB Insights

FEBRUARY 28, 2019

In the early 70s, See’s was able to produce about $2M a year (after tax) on just $8M in net tangible assets (including all accounts receivable.) Berkshire Hathaway bought See’s, and by 1982, it was up to producing $13M after taxes on just $20M in net tangible assets. That premium is the company’s “economic goodwill.”.

Omaha 78

Omaha Company Capital Management 78