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Deposit Profitability – The Operating Cost of Your Deposits

South State Correspondent

A couple of weeks ago, we delved into the origination and operating costs of manufacturing commercial loans ( HERE ). This is true between banks and within a bank, as certain accounts, such as those owned by non-US citizens, can have wildly higher costs. This is a tactical mistake. Interest Cost.

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Toys R Us Eyes Liquidation Of US Operations

PYMNTS

Beleaguered toy retailer Toys R Us is in the midst of prepping plans to liquidate its U.S. operations, currently in bankruptcy, according to recent Bloomberg reports. The plans come as the company has yet — and the emphasis may be on “yet” — to find a buyer for those operations or finalize its debt restructuring plans.

US 107
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Insurance Operating Models Need to Put the Customer in the Middle (Part 2 of 5)

Perficient

In my last post, I discussed how insurance companies that demonstrate empathetic knowledge of their consumers and deliver tailored, real-time solutions will build on their noble purpose and gain competitive advantages in a digital operating environment. It starts with putting your customer in the middle of your operating model.

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European Mall Operator Citycon Works On BOPIS Service

PYMNTS

To enable customers to shop from the complete selection of multiple mall offerings and retrieve their purchases from one place, European mall operator Citycon is creating a buy-online-pick-up-in-store (BOPIS) service. Ball said he doesn’t think that online shopping will “ever replace bricks and mortar.”. “At

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Online Payment Processor Stripe Makes Terminal Available In US

PYMNTS

“Businesses of all types are already using Stripe Terminal to build their in-person payment experiences. Online-first retailers like Warby Parker are using Terminal to build a fully customized in-person checkout,” the company said.

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Mercari US CEO: Modernizing Marketplaces For The Casual Seller

PYMNTS

What they need is an online auction marketplace. Successful online selling, especially on a one-off basis, is tough. We’re talking lay sellers, not savvy operators with digital storefronts. For Mercari, it is online auctions as a touchless app experience akin to mobile order-ahead. Plenty of those around.

US 278
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Recovery Has Passed Us By – We Need Hospitals to Be Resilient

Perficient

Achieving these commitments will require clinical, marketing, and operations teams partnering more closely together and in a way they never have before. We have the benefit of some experience and understanding what could have better served us in the face of this pandemic. The $200B question.

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