Perficient

JULY 14, 2020

You have an application you use daily for operations, but when it comes down to clicking that submit button, you need that extra piece of information to make your decision. What if that data came to you, was governed, and secured? You’re on your phone in a meeting and someone brings up a specific operational unit?

Data 461

Data Regional System Meeting 461

Perficient

OCTOBER 28, 2024

The CFPB noted that courts have already held that an institution’s decision to use AI as an automated decision-making tools can itself be a policy that produces bias under the disparate impact theory of liability. Fraud screening.

Regulation 221

Regulation Fraud Tools Compliance 221

PYMNTS

JULY 16, 2019

Treasury Secretary Steven Mnuchin believes that Facebook’s proposed cryptocurrency could pose as a national security threat. In a press conference on Monday (July 15), Mnuchin warned that Libra “could be misused by money launderers and terrorist financiers” and that it was a “national security issue.”.

National 187

National Security cryptocurrency US 187

PYMNTS

SEPTEMBER 17, 2020

In notes on its most recent (August) meeting of the bank’s Payments System Board, the members said that “at present there is not a strong public-policy case for issuance in Australia, given that the electronic payments system in Australia compares very favorably with those in many other countries and access to cash remains good.”.

Policies 181

Policies Boston Examples ATM 181

Abrigo

APRIL 6, 2022

New Rule Outlines Computer-Security Incident Notification Obligations for Banks Financial institutions and their service providers should prepare to meet new computer-security notice requirements by May 1, 2022. . Computer-security incident notifications required. Expand and Clarify.

Security 195

Security Regulation District of Columbia United States 195

Perficient

AUGUST 13, 2021

While the thought of changing policies can be daunting, carriers are throwing hundreds of millions (if not billions) into advertising budgets to make the consumer aware of ways to save by switching. We’ve all heard it’s cheaper to keep a customer than to secure a new one. The pandemic accelerated this trend.

Policies 294

Policies Customer Experience Branding Survey 294

Abrigo

FEBRUARY 27, 2025

Key topics covered in this post: What wire fraud is 8 strategies for preventing wire fraud How to strengthen financial security Wire fraud: What it is and how to prevent it Wire fraud remains one of the most prevalent financial crimes, costing businesses and individuals billions each year. Staying on top of fraud is a full-time job.

Fraud 195

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Abrigo

OCTOBER 21, 2024

Indeed, all financial institutions, regardless of strengths of credit culture, policy, or personnel, are in the risk-taking business. 3) Review all the loan documentation and compare operative legal documents with what was approved in the credit package or any amendments.

Strategy 195

Strategy Management Taxes Meeting 195

Abrigo

JANUARY 17, 2025

These reliable customers provide a stable, low-cost funding source that is critical for financial institutions operations. While CDIs represent the intrinsic value of customer relationships, deposit premiums reflect the price paid during an acquisition to secure those deposits. CDIs are distinct from deposit premiums.

Strategy 195

Strategy Guidelines Management Operations 195

PYMNTS

JULY 31, 2020

This week’s look at the latest funding for B2B FinTech and other startups showcases an investor appetite for security, data and business intelligence, with nearly $63.5 Whistic said it would use the investment to grow its staff and scale operations. In a venture capital slowdown, any investment round is a win. million fundraise.

Security 166

Security Data Capital Utah 166

BankUnderground

OCTOBER 26, 2021

The Bank of England co-organised a ‘ History and Policy Making Conference ‘ in late 2020. History offers policymakers and academics useful case studies that can serve as distant mirrors beyond the study of crises and policy responses to them. Monetary theory and policy in Medieval France. Nathan Sussman.

Policies 133

Policies Taxes Maine National 133

Abrigo

FEBRUARY 20, 2025

It can even automate approval of certain loans that meet institution-specified criteria, allowing loan approval that meets regulatory requirements and institutional policies. Security and compliance Clearly, AI initiatives must align with existing security and compliance requirements. The new process is smarter, not just faster.

Strategy 195

Strategy Compliance Data Tools 195

PYMNTS

JANUARY 27, 2020

Businesses need employees to build and promote their products, but they cannot afford to have those workers weaken their security, meaning fraud prevention must be among firms’ top priorities. Ensuring Secure Workplace Practices. Fighting the Phishers. Two-factor authentication (2FA) or encrypting sensitive data can also help.

Fraud 249

Fraud Policies Security Resources 249

PYMNTS

MAY 22, 2020

Treasury’s difficulties getting relief money to individuals, has renewed calls for the government to accelerate its FedNow national real-time payments network, still not expected to be operational until at least 2023. But the plight of American SMBs and consumers seems more pressing at the moment. Problem No.

Payments 344

Payments Policies Guidelines National 344

PYMNTS

AUGUST 21, 2018

And as a form of data sharing, a form of record keeping, a direct conduit in transactions, some proponents say that decentralized ledger technology (DLT) can be a salve for an issue front-and-center, as Turkey proves a recent example of daily life roiled by rapid currency devaluation and panic: Namely, monetary policy.

Policies 136

Policies blockchain Taxes Bitcoin 136

PYMNTS

JANUARY 19, 2020

Lawmakers across multiple states are considering legislation to reconfigure the often burdensome security deposit structure that adversely affects renters of less financial means, according to the Wall Street Journal. As many as one fourth of all renters in the United States devote 50% or more of their monthly expenses to rent. Sittenfeld. “To

Security 139

Security New Hampshire Alabama Connecticut 139

PYMNTS

MARCH 20, 2020

Just weeks ago there was talk that Chinese-made drones were a threat to American security, but authorities are increasingly looking to them as alternatives to human contact as the coronavirus crisis continues. The outbreak has changed my view of expanding the [program] as rapidly as I can.”.

California 315

California Apple Policies National 315

Perficient

MARCH 1, 2021

Whether it’s the accuracy of the reporting data, the latency of data refreshes, security enforcement, dashboard performance, turnaround of enhancement requests, scalability, or adherence to regulatory and organizational policies, there are various aspects that come into play when it comes to successful adoption of analytics applications.

Analytics 322

Analytics Management System Data 322

PYMNTS

NOVEMBER 19, 2020

Haldane said the adoption of digital currencies would cause a structural shift in monetary policy, and more consideration should be given to its potential benefit. I believe it is important these potentially large macro-economic benefits of a digital currency are explored when evaluating the case for a new monetary order,” he said.

Bitcoin 222

Bitcoin cryptocurrency Online social media 222

Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. This illusion of feeling more financially secure than one is that often comes with using BNPL services is where they garner a lot of criticism, however.

Fintech 474

Fintech Trends Apple South Dakota 474

PYMNTS

JANUARY 19, 2021

But reaching a broader range of consumers, accommodating their payment preferences, and satisfying regulatory and tax issues in unfamiliar territory introduces a host of new operational challenges for these companies. Retailers are entering new markets at a time when regulations are becoming more complex and costly, not less.

Branding 322

Branding Taxes Fraud Regulation 322

PYMNTS

SEPTEMBER 18, 2020

The company offers policies to small businesses from general contractors to personal trainers. Sofya Pogreb , chief operating officer at Next Insurance, told PYMNTS she had a front-row seat to the ways the pandemic impacted small business policyholders. and Redpoint Ventures.

Security 175

Security California Capital Policies 175

PYMNTS

SEPTEMBER 24, 2019

Securities and Exchange Commission declined to tell a congressional panel if the digital currency would be regulated as a security. And, even though Chairman Jay Clayton hasn’t talked about the cryptocurrency plan with the company, he does have an “open door” policy, Reuters reported.

Security 116

Security Regulation cryptocurrency Policies 116

PYMNTS

MAY 31, 2019

The researchers, Noam Rotem and Ran Locar, found a breach that exposed 85.4GB of security audit logs. The viewable information includes alerts, system errors, policy violations and other cybersecurity events. The viewable information includes alerts, system errors, policy violations and other cybersecurity events.

Management 174

Management Company Data Florida 174

PYMNTS

DECEMBER 9, 2020

This includes building a governance framework to evolve technical, policy, compliance, security and operational standards for the issuing and use of fiat digital currencies and stablecoins.” .

blockchain 258

blockchain cryptocurrency Analytics Policies 258

PYMNTS

FEBRUARY 9, 2020

Ransomware cyber-attacks are up 41 percent over last year, with 205,280 enterprises having lost access to hacked files, according to data from the ransomware security firm Emsisoft. Companies paid an average of $84,116 in the last quarter of 2019 to get their files back from online thieves, according to data from security firm Coveware.

Data 189

Data New York Bitcoin Security 189

Perficient

FEBRUARY 15, 2024

This blog was co-authored by Perficient Risk and Regulatory CoE Member: Alicia Lawrence The announcement of significant amendments to the New York State Department of Financial Services (NYSDFS) regulations on December 1, 2023, represents a pivotal moment for entities operating within New York’s financial sector.

New York 221

New York Compliance Regulation Analysis 221

PYMNTS

JUNE 24, 2020

Firms are adopting new safety policies concerning everything from sanitation to public occupancy limits. In the inaugural edition of the Next-Gen Payroll Tracker® , a partnership with ADP® , PYMNTS examines these trends and technologies and the role they can play in improving workers’ financial security and sense of wellbeing.

Meeting 236

Meeting Trends Cards Innovation 236

Perficient

FEBRUARY 15, 2024

The announcement of significant amendments to the DFS500 regulations on December 1, 2023, represents a pivotal moment for entities operating within New York’s financial sector. Embracing these changes enables entities to fortify their operations, safeguard stakeholders, and instill trust within the broader financial community.

Compliance 221

Compliance New York Regulation Analysis 221

PYMNTS

OCTOBER 21, 2020

The pandemic has shifted priorities in regulatory policy tied to the financial services industry — and for Europe, it is heralding the emergence of a data-driven economy. Maniati noted the transformation had been in place well before COVID and has stretched back over five years, but has seen some urgency in recent months.

Data 317

Data Regulation National Examples 317

PYMNTS

SEPTEMBER 3, 2020

Cyberattacks have the ability to seriously hobble the firms that have had to rely on their digital backbones for day-to-day operations. . “You would have picked up the phone or maybe even just wandered over a few desks and had a conversation with somebody about whether they were seeing the same [fraud-related activity].” . .

Fraud 279

Fraud Data Policies Operations 279

PYMNTS

JULY 31, 2020

“We believe that it is imperative that the Department of Justice investigate and determine whether Zoom and TikTok’s business relationships, data handling practices, and operational connections to China pose a risk to Americans,” they wrote. Our content and moderation policies are led by our U.S.-based and backed up in Singapore.

San Jose 155

San Jose US Video Missouri 155

PYMNTS

APRIL 2, 2020

CoinMarketCap, which is a source for digital currency prices and exchange trading volume, will be kept operating as an independent business entity. Securities and Exchange Commission (SEC) is lengthening its timeframe to approve or reject operations by a tZERO-affiliated security token exchange, per a release.

Bitcoin 141

Bitcoin Boston cryptocurrency Security 141

Abrigo

JULY 9, 2024

It also required that FinCEN integrate its AML/CFT policy priorities into financial institutions’ risk assessments. financial system and national security and aim to ensure institutions focus on the most pressing risks. These FinCEN priorities highlight significant threats to the U.S.

Compliance 221

Compliance Fraud Regulation National 221

PYMNTS

NOVEMBER 1, 2018

The proposed move fits into the general global trend of tying together mobile devices, digital ID and some form of biometrics to authenticate consumers for governmental purposes — projects that can also involve operators from the worlds of payments and commerce. What if Apple does not change its policy? apparently is not alone in this.

Apple 189

Apple blockchain Study Policies 189

Perficient

AUGUST 2, 2020

Although the meeting experience won’t be as robust as a native Teams meeting experience on a native Teams device, this will help bridge the gap when trying to join an external meeting that isn’t operating on the same meeting service. Ability to automatically add all user’s Teams memberships when creating policies.

Meeting 340

Meeting Video Management Policies 340

PYMNTS

FEBRUARY 24, 2020

Financial institutions (FIs) and merchants from other regions have been dipping their toes into the Chinese market, but open banking has compounded the difficulty involved in setting up operations. The country’s government and regulators are keeping pace with those in the European Union and the U.S. Confronting the Chinese Privacy Myth .

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Regulation Policies Data Trends 160