Abrigo

DECEMBER 26, 2024

"With so many BSA/AML enforcement actions, it is clear that the regulatory environment is tightening up its expectations and is actively pursuing action when needed," said Abrigo Senior Risk Management Consultant Elissa Brewer. AI will be an ongoing hot topic, said Abrigo Senior Risk Management Consultant Kevin Gulledge.

Fraud 195

Fraud Compliance South Dakota Resources 195

Abrigo

FEBRUARY 25, 2025

Back-end processes for small business loan approval in some financial institutions operate in an automation desertand it shows. Without the water of automation, applications trudge along the financial analysis, risk assessment, pricing, and other processing steps like a traveler slogging through dunes.

Lending 195

Lending FDIC Policies Analysis 195

Abrigo

OCTOBER 14, 2022

Fortify your credit risk management framework How to prepare your organization for scrutiny of its credit risk management practices during your next exam or review. . You might also like this whitepaper, "Stress Testing: Managing Capital Levels and Credit Risk." Cultivate talent. Have a playbook.

Risk Management 195

Risk Management Management Policies Lending 195

Abrigo

AUGUST 1, 2022

What are model risk management and model validation? Model risk management (MRM) is a framework of systemic oversight of the models a financial institution or organization relies on for financial reporting, decision-making, and other critical purposes. Model governance overview. Federal guidance. Validation teams.

Risk Management 195

Risk Management Management Regulation Analysis 195

Abrigo

OCTOBER 9, 2024

Today, Q factors offer a way to adjust for risks that aren't fully captured in historical data or quantitative models. In this blog, we explore how banks and credit unions have adapted their approach to Q factors under CECL and share insights from an Abrigo advisory webinar on managing this critical part of the ACL process.

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Abrigo

MARCH 21, 2025

The following strategies can help institutions align their operations with regulatory expectations. Risk management and internal controls Integrate CRA into risk frameworks: Ensure that community reinvestment initiatives are part of the institution's overall risk management strategy.

Compliance 195

Compliance Strategy Data Lending 195

Abrigo

OCTOBER 21, 2024

2) Obtain all credit file information , including: Most recent annual review Origination credit package for the operative loan Most recent financials – both borrower(s) and all guarantor(s) If applicable, most recent appraisal, most recent environmental report, property condition reports, field exams or other third-party documentation.

Strategy 195

Strategy Management Taxes Meeting 195

Abrigo

DECEMBER 20, 2024

watch webinar Priority: Managing the risks of interest rate uncertainty Abrigo experts have noticed a growing shift in clients concern toward interest rate risk, so one focus will be managing that. As a result, Abrigo advisors and customers say managing loan portfolio stress will be a top 2025 issue.

Management 195

Management Risk Management Trends Lending 195

Abrigo

FEBRUARY 28, 2025

Ponzi schemes A fraudulent investment operation that pays returns to earlier investors using money from new investors rather than legitimate profits. The technology used to perpetrate financial crimes may be changing, but these common fraud typologies aren't going anywhere. Eventually, the scheme collapses when new funds dry up.

Fraud 221

Fraud social media Training Community 221

Abrigo

MAY 19, 2016

Monitoring credit risk management, interest rate risk and banks’ ability to stress test loans affected by low oil prices are among the priorities for supervisors at the Office of the Comptroller of the Currency (OCC) these days, according to the agency’s recent mid-year status report on its operating plan.

Risk Management 150

Risk Management Management Analysis Resources 150

Abrigo

DECEMBER 28, 2023

Top banking risk management papers and infographics Abrigo experts' insights on deposit pricing, stress testing, loan review, and CECL were popular with banking risk professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Risk Management eBook Strategy 221

Abrigo

JANUARY 17, 2025

These reliable customers provide a stable, low-cost funding source that is critical for financial institutions operations. Learn targeted deposit-gathering strategies to help increase your current deposit base watch webinar Why are core deposit intangibles important? Core deposits are the foundation for many banks' funding strategies.

Strategy 195

Strategy Guidelines Management Operations 195

Abrigo

MARCH 18, 2025

However, retail and wholesale payment systems are operated by public and private sector entities, which are responsible for communicating information about individual payment transactions and settling transactions. Federal Reserve Manages ACH, FedNow, and interbank payments. Multiple agencies oversee payment systems in the U.S.:

System 195

System Payments Fraud Regulation 195

Abrigo

DECEMBER 29, 2023

Abrigo's most popular whitepapers and checklists on lending and credit risk Abrigo experts' insights on CFPB 1071, loan policies, and risk ratings were popular with banking professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Resources 221

Resources Lending Risk Management Policies 221

Abrigo

DECEMBER 22, 2023

The most-read portfolio risk blogs in 2023 Probability of default, CECL model validation, and stress testing were among Abrigo's top blogs on ALM, CECL, and portfolio risk this year. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool."

Risk Management 221

Risk Management Regulation Management Lending 221

Abrigo

DECEMBER 11, 2014

In September, the Office of the Comptroller of the Currency (OCC) published final guidelines designed to “strengthen the governance and risk management practices of large financial institutions.” Assess risk management structures. Update the scope and frequency of risk management reporting.

Community Bank 207

Community Bank Community Risk Management Guidelines 207

Abrigo

SEPTEMBER 21, 2021

Cooley has led webinars for Abrigo on loan review for banks and loan review for credit unions , and he describes those traits in the webinars, along with the strategic advantages of loan review. Watch the video above, a preview of the webinars, or continue reading to learn more. Watch Webinar. Credit Risk Management.

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Abrigo

FEBRUARY 6, 2024

Develop an MBL program while mitigating risk Credit unions looking for alternate paths to growth in today's rising rate environment may be primed to leverage member business lending. You might also like this upcoming webinar, "Relationship banking: 7 Keys to extraordinary results." How robust is your compliance program?

Lending 221

Lending How To Risk Management Policies 221

Abrigo

NOVEMBER 12, 2023

Support credit risk management Understanding loan covenants, when financial institutions should use them, and how to monitor them supports strong lending portfolios and credit risk management best practices. They are designed to help maintain the financial health of borrowers throughout the loan term.

Risk Management 221

Risk Management Lending Policies Management 221

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Get more credit risk best practices.

Analysis 195

Analysis Industry Risk Management Lending 195

Abrigo

OCTOBER 8, 2021

Takeaway 1 Loan review or credit risk review is a significant risk management function. . Loan review or credit risk review is a significant risk management function. Watch the video above, a preview of the webinars, or continue reading to learn more. Lending & Credit Risk. Learn More.

Video 195

Video Lending Risk Management Management 195

Abrigo

DECEMBER 22, 2023

Reduce operating cost while ensuring loan policy consistency. keep me informed download How to create a sound credit risk rating system Banks and credit unions often use a standardized risk rating system for internal monitoring of credit risk. Community lending software can help get you there.

Lending 221

Lending Risk Management Community Management 221

Abrigo

MARCH 3, 2021

For more information on the basics of credit analysis, check out this webinar: WATCH NOW. Takeaway 1 Understanding credit risk and assigning risk to loans is the foundation of credit analysis. . Has the borrower’s industry been significantly impacted, such as a bar or restaurant operating at limited capacity? Learn More.

Analysis 195

Analysis Risk Management Lending Training 195

Abrigo

FEBRUARY 16, 2024

You might also like these on-demand webinars tackling common credit risk questions. Takeaway 2 With proper planning and effective strategies, the scheduling process can be made more manageable at your financial institution. Clearly defined policies and procedures can help avoid confusion and streamline credit operations.

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Training Risk Management Analysis Policies 195

Insights on Business

JUNE 11, 2019

Compared to traditional data centers, I believe that cloud computing has several characteristics that make it an attractive platform for risk management. First of all, the compute requirements for risk management can vary over time. The target architecture of the future for all risk solutions will likely involve cloud.

Risk Management 87

Risk Management Management Examples Resources 87

Abrigo

OCTOBER 28, 2022

Managing loan workouts and modifications Tips for preparing your bank or credit union to handle an increased volume of problem loans while ensuring prudent credit risk management. You might also like this video, "A look at credit risk in a rising-rate environment." Watch webinar. Inflation, interest rates, hedging.

Management 195

Management Risk Management Policies Lending 195

Abrigo

OCTOBER 10, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices register for Webinar Takeaway 1 Effective loan review requires experienced staff, well-organized outsourcing, or a combination of the two. Learn what other banks are doing to manage.

Training 195

Training Survey Resources Software 195

Abrigo

OCTOBER 10, 2023

Review the 2023 Loan Review Survey results with experts and get their take on emerging trends and best practices register for Webinar Takeaway 1 Effective loan review requires experienced staff, well-organized outsourcing, or a combination of the two. Learn what other banks are doing to manage.

Training 195

Training Survey Resources Software 195

Abrigo

AUGUST 30, 2024

Prepare now for potential changes to FHLBs Capital rules and membership criteria are among the areas where banks could see changes in how the Federal Home Loan Bank system operates. You might also like these popular resources on interest rate risk, liquidity, and CECL.

San Francisco 195

San Francisco Risk Management New York Capital 195

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." WATCH Takeaway 1 Loan review officers must figure out how to adhere to the FDIC’s guidance on loan review and credit risk review systems. Does your loan review system meet regulatory expectations?

System 195

System Regulation How To Lending 195

Abrigo

AUGUST 26, 2024

CECL model risk assessments Possible areas of material misstatement in a CECL model can be identified with a risk assessments. You might also like this webinar: "Conducting an effective Q factor framework." Robust risk assessments are crucial for model oversight and governance.

Compliance 195

Compliance Management Regulation Data 195

Abrigo

AUGUST 27, 2021

You might also like this webinar: "Create & Maintain a Successful Loan Review Function" WATCH . But independent loan review is actually a financial institution’s competitive advantage, according to Cooley, who is leading webinars for Abrigo on loan review for banks and loan review for credit unions. Lending & Credit Risk.

Video 195

Video Lending Regulation Report 195

Abrigo

APRIL 12, 2016

Directors overseeing a bank’s operations are important partners in supervisory efforts, the FDIC noted in the article (“A Community Bank Director’s Guide to Corporate Governance: 21st Century Reflections on the FDIC Pocket Guide for Directors.”). Risk management culture What exactly is a risk management culture?

Management 150

Management FDIC Risk Management Community Bank 150

Abrigo

JULY 20, 2024

Drive growth The big C&I lending wave is coming If opportunities to drive bank or credit union performance are like the waves surfers seek constantly, C&I lending will be the next “bomb,” according to Joel Pruis , Senior Director and Lending & Operations Practice Lead at Cornerstone Advisors. Prepare for the next credit cycle.

Lending 195

Lending Risk Management Management Capital 195

Abrigo

FEBRUARY 6, 2024

You might also like this on-demand webinar explaining how fraudsters use checks to their advantage. Yet despite warnings about the high prevalence and high costs of check fraud, many banks and credit unions operate without systematic fraud prevention programs or lack the technology to combat check fraud.

Fraud 221

Fraud Training Trends Regional 221

Abrigo

MAY 18, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Considering the scope and depth of your financial institution’s loan review process is a great way to identify gaps in training and create more efficient operations.

Lending 195

Lending Training Guidelines Policies 195

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Use this matrix to help you focus on what you think junior and senior loan reviewer training ought to include: Learn more helpful information in this on-demand webinar, "Create and maintain a successful loan review function."

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Training Lending Risk Management Guidelines 195