CFPB Monitor

MARCH 8, 2022

A Pennsylvania district court has ruled that a company that provides reports based on a search of public records is a “consumer reporting agency” (CRA) as defined by the Fair Credit Reporting Act. In McGrath v. Credit Lenders Service Agency, Inc. , the plaintiffs applied to a bank for a loan to refinance their home mortgage.

Pennsylvania 148

Pennsylvania Report Groups Operations 148

CFPB Monitor

FEBRUARY 3, 2022

Court of Appeals for the Third Circuit recently ruled that the application of Pennsylvania usury laws to vehicle-secured loans made to Pennsylvania residents who travel outside of Pennsylvania to obtain such loans does not violate the Commerce Clause of the U.S. Constitution. In TitleMax of Delaware, Inc.

Pennsylvania 147

Pennsylvania Analysis Security Indiana 147

Perficient

FEBRUARY 26, 2021

The fact that the increase in New York is based upon inflation data from New Jersey, Connecticut and Pennsylvania seems a bit of a stretch, but is likely based on the challenge of collecting accurate inflation data by state. The increase is permitted under Part 400.11 Interestingly, New Jersey has a different percentage.

New York 309

New York New Jersey NJ Connecticut 309

PYMNTS

APRIL 29, 2020

The bank doesn’t have a lot of incentive” to investigate, said Richard Prisinzano, a budget expert at the University of Pennsylvania, told the newspaper. But to get the money out the door quickly, Congress allowed banks to skip the step of checking for fraud or errors, as long as borrowers provided documentation.

Pennsylvania 353

Pennsylvania Illinois Comparison Lending 353

CFPB Monitor

NOVEMBER 16, 2022

On November 3, 2022, Pennsylvania Attorney General (and Governor-Elect) Josh Shapiro announced that his office had filed a lawsuit in the U.S. District Court for the Western District of Pennsylvania against New York-based Fluent, Inc.—a million Pennsylvania consumers provided their information on one of Fluent’s websites.

Pennsylvania 78

Pennsylvania New York Marketing Compliance 78

PYMNTS

AUGUST 13, 2020

We have ended relationships with some partners and Amazon is working closely with all impacted drivers to ensure they find opportunities to deliver Amazon packages with other local Delivery Service Partners with little to no disruption to pay,” an Amazon spokesperson told CNBC.

Pennsylvania 167

Pennsylvania Connecticut Wisconsin New Jersey 167

CFPB Monitor

OCTOBER 12, 2021

A Pennsylvania federal district court recently held that Regulation J did not completely preempt state law claims related to a wire transfer, and thus did not fall under the “complete preemption” exception to the “well-pleaded complaint rule.” The Pennsylvania federal court’s decision is in-line with decisions from the U.S.

Pennsylvania 78

Pennsylvania Mississippi Course Regulation 78

PYMNTS

DECEMBER 23, 2020

We can’t let up now,” Dr. Rachel Levine, secretary of health in Pennsylvania, told WSJ. “We 10, Pennsylvania Gov. Brenda’s Family Restaurant in Mill Run, Pennsylvania, stayed open despite the mandate. Officials are asking the public to avoid gatherings and travel in order to curb a surge in cases brought on by the holiday. “We

North Carolina 178

North Carolina Pennsylvania Survey Report 178

CFPB Monitor

APRIL 4, 2023

On March 30, 2023, a three-judge panel of the Superior Court of Pennsylvania held in a precedential opinion that debt collectors can send collection letters to debtors after the expiration of the statute of limitations without violating federal or Pennsylvania law, so long as the debt collector does not file suit in court.

Pennsylvania 78

Pennsylvania 78

Jack Henry

OCTOBER 15, 2020

The US banking industry has been a vital part of our nation all the way back to 1780 when the Bank of Pennsylvania was founded by Philadelphia merchants to fund the American Revolutionary War.

Philadelphia 158

Philadelphia Pennsylvania Community Management 158

ABA Community Banking

OCTOBER 1, 2024

Byline Bancorp in Chicago to buy First Security Bancorp, Mifflinburg Bancorp in Pennsylvania to buy Northumberland Bancorp. The post Bank acquisitions announced in Illinois, Pennsylvania appeared first on ABA Banking Journal.

Pennsylvania 52

Pennsylvania Illinois Chicago Security 52

PYMNTS

AUGUST 5, 2020

The five most targeted states by the scams include the ones with the biggest populations: California, Florida, New York, Texas and Pennsylvania. These states accounted for one third of more than 150,000 instances of COVID-related fraud reported nationally by the Federal Trade Commission (FTC) since mid-March.

Study 280

Study Fraud Pennsylvania California 280

Bank Innovation

DECEMBER 2, 2016

A small credit union in western Pennsylvania is making an investment that would strike fear into the hearts to bankers everywhere: core replacement. Washington, Pa.-based

Pennsylvania 150

Pennsylvania Washington Community System 150

Bank Innovation

AUGUST 15, 2016

Friday, CVS Health launched its new end-to-end mobile payment app, CVS Pay, for select stores in New York, New Jersey, Pennsylvania, and Delaware. For anyone who has to fill prescriptions, there’s an app for that — finally. The solution is focused on easing the process of picking up prescriptions or payments by CVS Read More.

Delaware 150

Delaware New Jersey Pennsylvania New York 150

PYMNTS

SEPTEMBER 22, 2020

And Pennsylvania-based Northwest Bank announced the closure of 40 branches throughout its portfolio, YourErie reported. The closings comprise approximately one in five of the firm’s branches in New York, Pennsylvania, Indiana and Ohio. The financial institution has just over 2,250 offices, according to a U.S.

Pennsylvania 210

Pennsylvania Nashville Indiana Tennessee 210

PYMNTS

JANUARY 29, 2021

online casino games are only allowed in Delaware, Nevada, New Jersey and Pennsylvania. Sports betting is only allowed in Colorado, Illinois, Indiana, Iowa, Nevada, New Hampshire, New Jersey, Pennsylvania, Rhode Island, Tennessee and West Virginia. . Currently in the U.S.,

Google 168

Google Policies Rhode Island West Virginia 168

PYMNTS

NOVEMBER 24, 2020

Metromile launched in 2016 and is currently available in eight states, including California, New York, Washington, Pennsylvania and Arizona. The new company seeks to expand into 49 states by the end of 2022, with a premium run-rate of $1 billion by the end of 2024, the company said.

Arizona 264

Arizona Pennsylvania Capital Washington 264

ABA Community Banking

NOVEMBER 5, 2024

Mid Penn Bancorp in Harrisburg, Pennsylvania, has agreed to buy William Penn Bancorp in Bristol. The post Mid Penn Bancorp to buy William Penn Bancorp in Pennsylvania appeared first on ABA Banking Journal. The deal is expected to close in the first half of next year.

Pennsylvania 52

Pennsylvania Community Bank Community 52

South State Correspondent

FEBRUARY 2, 2016

By the time you read this we already have an extended weather forecast from a Pennsylvania rodent. Who needs Doppler radar when you have Punxsutawney Phil? Figuring out that we will have an early spring by a random woodchuck shadow is about the same level of science employed in many banks’ sales process.

Pennsylvania 150

Pennsylvania 150

American Banker

AUGUST 10, 2021

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Pennsylvania 83

Pennsylvania Community Bank Community 83

PYMNTS

NOVEMBER 4, 2020

Sizable blocks of absentee or mail-in ballots remain to be counted in such key states as Pennsylvania, Georgia and Arizona as of Wednesday afternoon, with the count in the Keystone State not expected to be done until Friday, if not later.

Arizona 218

Arizona Pennsylvania Georgia Survey 218

CFPB Monitor

JULY 10, 2023

A Pennsylvania federal district court has ruled that the plaintiffs’ allegations that notices of repossession sent by a bank failed to comply with the state’s Motor Vehicle Sales Finance Act (MVFSA) were sufficient to state a claim under the Pennsylvania Uniform Commercial Code (UCC).

Pennsylvania 60

Pennsylvania 60

PYMNTS

OCTOBER 29, 2020

During the week ending Oct. Unemployment has been high since the pandemic began.

Puerto Rico 208

Puerto Rico Rhode Island Virgin Islands District of Columbia 208

PYMNTS

DECEMBER 17, 2020

The company, which is based in Pennsylvania, operates over 673 retail stores in 45 states and through the web at rue21.com. Clothing retailer rue21 (r21 Holdings, Inc.) said its robust financial position has let it refinance its current term debt, shore up available liquidity and lower the cost of funds. million members.

Retail 226

Retail Report Company Pennsylvania 226

PYMNTS

DECEMBER 23, 2020

PNC Financial Services Group has filed a lawsuit against Plaid in Pennsylvania federal court alleging trademark counterfeiting, trademark infringement, false advertising and other wrongdoing for reputedly using PNC’s name and logo in Plaid apps. PNC brings this action because defendant Plaid Inc.

Pennsylvania 256

Pennsylvania Fraud Groups Security 256

American Banker

DECEMBER 13, 2023

The acquisition would deepen Orrstown's presence in its home state and Maryland. Codorus Valley Bancorp in recent years had faced pressure from an activist investor to consider selling.

Pennsylvania 78

Pennsylvania Maryland Community Bank Community 78

PYMNTS

JULY 29, 2019

In Pennsylvania, a local CU is working to enhance its members’ financial journeys with improved personalized experiences using data analytics solutions. Pennsylvania State Employees Credit Union (PSECU) recently announced plans to implement tools from FICO to deliver “near real time” personalized alerts. Around the Credit Union World.

Pennsylvania 173

Pennsylvania Analytics Maryland Innovation 173

PYMNTS

MAY 7, 2020

The largest increases in initial claims for the week ending April 25 were in Washington (+56,030), Georgia (+19,562), New York (+14,229), Oregon (+12,091) and Alabama (+8,534), while the largest decreases were in California (-203,017), Florida (-73,567), Connecticut (-69,767), New Jersey (-68,173) and Pennsylvania (-66,698). .

Puerto Rico 140

Puerto Rico Rhode Island West Virginia Connecticut 140

PYMNTS

APRIL 29, 2020

Stephen Weinstock, the owner of two Harrisburg, Pennsylvania restaurants, told the FT he was approved for an $185,000 PPP loan, but that was before he discovered how to qualify for forgiveness. “It Still, Mick Owens, a restaurant owner in Lancaster, Pennsylvania, said he’s made good use of his $700,000 in PPP funds.

Meeting 150

Meeting Pennsylvania US New York 150

PYMNTS

FEBRUARY 26, 2020

Its client roster includes MGM Resorts, Caesars Resorts, and Hard Rock Hotel and Casino; the Oregon and Pennsylvania state lotteries; Churchill Downs; Golden Nugget online; and DraftKings, FanDuel, William Hill, and Rush Street sports, among others. Founded in 2010, Sightline has experienced 744 percent revenue growth since 2015.

Oregon 232

Oregon Pennsylvania Operations Innovation 232

American Banker

JULY 24, 2024

million all-stock deal, slated to close early in 2025, would create a bank with more than $3 billion of assets.

Pennsylvania 77

Pennsylvania Community Bank Industry Community 77

PYMNTS

DECEMBER 3, 2020

The program is launching initially at Aldi’s 60-plus Georgia stores, with plans to expand to more than 570 locations in California, Illinois, Pennsylvania and Florida. People who receive EBT (Electronic Benefit Transfer) SNAP (Supplemental Nutrition Assistance Program) can now get food and staples delivered same-day.

Retail 183

Retail Illinois Kentucky Indiana 183

American Banker

DECEMBER 4, 2023

United Federal Credit Union plans to enter the state through a merger next year, and that could be a problem for Keystone-state banks and credit unions that are already struggling to grow.

Pennsylvania 88

Pennsylvania Michigan Marketing 88

PYMNTS

DECEMBER 8, 2020

States and territories that currently have COVID-19 travel restrictions include Alaska, Connecticut, District of Columbia, Chicago, Hawaii, Maine, Maryland, Massachusetts, New Hampshire, New York, Pennsylvania, Puerto Rico, Rhode Island and Vermont.

Puerto Rico 199

Puerto Rico Rhode Island District of Columbia Hawaii 199

PYMNTS

NOVEMBER 27, 2018

Two researchers from Bloomsberg University of Pennsylvania are arguing that small businesses should not be held accountable to the same level as large corporations when hit by a cyber attack that exposes sensitive data. Reports in the Wall Street Journal on Sunday (November 25) said that researchers Loren F.

Pennsylvania 188

Pennsylvania Training Data Resources 188

South State Correspondent

NOVEMBER 14, 2024

Background We combine our experience with data from the Federal Reserve and a recent study by Lu, Song, and Zeng at the University of Washington and the University of Pennsylvania that analyzed 50 billion transactions across multiple banks and credit unions.

Payments 195

Payments Study Survey Data 195

PYMNTS

DECEMBER 30, 2019

is thought to be the first company to deploy a self-driving commercial truck to haul 40,000 pounds of butter roughly 42 hours cross-country from Tulare, California to Quakertown, Pennsylvania, ZDNet reported. Silicon Valley startup Plus.ai

US 194

US Pennsylvania California Compliance 194