PYMNTS

JUNE 10, 2020

TikTok , the popular Chinese short-form mobile video app, is facing more scrutiny over its privacy policies, Bloomberg reported. EU authorities can fine companies for violations under the General Data Protection Regulation (GDPR). EU authorities can fine companies for violations under the General Data Protection Regulation (GDPR).

Policies 253

Policies Data social media Video 253

PYMNTS

APRIL 1, 2020

It outlines the need for regulation and oversight because “unconstrained use of facial recognition services by state and local government agencies poses broad social ramifications that should be considered and addressed.”. Many states don’t have any laws regulating the use of facial recognition technology.

Washington 304

Washington Policies San Francisco Oakland 304

Abrigo

MAY 2, 2022

Confident Risk Management Begins with Sound Loan Policy A risk-based approach to loan policy can effectively improve your institution's profitability. You might also like this webinar on loan policy best practices. Loan policies make up the foundation for managing that credit risk. . When and how to update your policy.

Policies 195

Policies Lending Regulation Examples 195

Payments Dive

AUGUST 21, 2023

BNPL’s ubiquity and growing use for everyday purchases should grab regulators’ attention, said Consumer Reports’s senior policy counsel.

Report 370

Report Policies Regulation 370

ABA Community Banking

APRIL 9, 2025

The Treasury Department intends to play a greater role in bank regulation with more regulatory tailoring for community banks, which could include exempting them from some requirements entirely, Treasury Secretary Scott Bessent said.

Regulation 86

Regulation Community Bank Community Policies 86

PYMNTS

JANUARY 21, 2021

The European Central Bank (ECB) held this year’s first monetary policy meeting, and said in a statement on Thursday (Jan. The central bank’s governing council said that Eurozone interest rates will stay at record lows, as would other policies instituted during the pandemic. percent.

Policies 226

Policies Operations Maine Course 226

Abrigo

SEPTEMBER 5, 2023

When and how to cite credit exceptions A policy on credit exceptions can address many factors that can lead financial institutions to diverge from loan policy and miss signs of potential trouble. Takeaway 3 A credit exception policy should spell out what one is, when it can be used, and how to clear it.

Policies 195

Policies Lending Risk Management Examples 195

Abrigo

FEBRUARY 6, 2025

Federal regulations under the Controlled Substances Act (CSA) still classify marijuana as a Schedule I substance, along with heroin and methamphetamine. Even with strong compliance programs, theres always the potential for scrutiny from regulators. Next, set clear internal policies. Lets not forget reputation risk.

Lending 195

Lending Compliance Community Software 195

Perficient

JUNE 30, 2022

Members of Perficient’s Digital Asset Team have advised followers in multiple online articles about the digital asset revolution and relevant regulations affecting the same in the United States. Highlights From Federal Bank Regulators’ Joint Statement on Cryptocurrency Assets – Perficient Blogs.

cryptocurrency 472

cryptocurrency Regulation Conference Taxes 472

TheGuardian

DECEMBER 15, 2024

Nobel laureate Joseph Stiglitz among 50 signatories of statement that points to risks to Labours wider aims Fifty economists and policy experts have issued a warning to Rachel Reeves that encouraging the City to expand could threaten financial stability and jeopardise growth.

Policies 76

Policies Regulation 76

PYMNTS

NOVEMBER 20, 2020

News came this week that a (virtual) meeting between regulators and Big Tech – which would center on draft proposals that might impact their very operations on the Continent –has been postponed briefly from Nov. For Big Tech, there’s just a hint of a bit of a reprieve in Europe. 24 to Dec 2. As noted by Yahoo!

Policies 260

Policies Google Apple Regulation 260

Payments Dive

OCTOBER 16, 2023

In a recent web post, the National Consumer Law Center issued a number of policy recommendations for states seeking to regulate earned wage access companies.

Groups 293

Groups Policies National Regulation 293

Payments Dive

FEBRUARY 27, 2024

The senator urged regulators to block the deal and took the OCC to task for its approval record. Meanwhile, JPMorgan CEO Jamie Dimon advocated for Capital One to get a fair shake.

Capital 221

Capital Policies Regulation 221

BankUnderground

OCTOBER 4, 2023

Julia Giese, Michael McLeay, David Aikman and Sujit Kapadia Central banks have been using a range of monetary policy and macroprudential tools to maintain monetary and financial stability. Financial crises and macroprudential policy The global financial crisis of 2007–08 highlighted major deficiencies in macrofinancial policy frameworks.

Policies 141

Policies Tools Capital System 141

ABA Community Banking

MARCH 28, 2025

Banking regulators announced they intend to rescind the 2023 Community Reinvestment Act final rule in light of pending litigation. The post Banking regulators to rescind 2023 Community Reinvestment Act rule appeared first on ABA Banking Journal. They will instead reinstate the CRA framework that was in place before the rule.

Community 69

Community Regulation FDIC Community Bank 69

Perficient

AUGUST 8, 2020

These sensitivity labels can also be associated with policies that handle privacy, external user membership, and even unmanaged device access. Policy Management Enhancements. Batch/Bulk Assignment of Policies now Generally Available. The PowerShell module supports: Policy assignment to O365 groups.

Management 332

Management Policies Video Meeting 332

Abrigo

APRIL 16, 2025

Breaking down Credit Losses-Topic 606 Receivables In December 2024, FASB issued a proposed Accounting Standards Update (ASU) that introduces both a practical expedient and an accounting policy election. If FASB embraces a simplified approach in one area, it may influence examiner expectations elsewhere within CECL application.

Community 195

Community Community Bank Examples Policies 195

Abrigo

MAY 19, 2023

Introduction How regulators define successful loan reviews Mark Twain observed, “A thing long expected takes the form of the unexpected when at last it comes.” So, let’s get a sense of what regulators specifically expect loan review to do, and let’s start with loan review systems.

System 195

System Regulation How To Lending 195

Abrigo

NOVEMBER 14, 2024

Provide timely updates in response to changes in regulations. Provide for program continuity despite operations, management, employee composition, or structure changes. Facilitate oversight of information technology sources, systems, and processes that support AML/CFT compliance.

Compliance 221

Compliance How To Training Software 221

Abrigo

JUNE 14, 2021

Common root causes include: Lack of a formal OFAC SCP Misinterpretation or failure to understand OFAC regulations Facilitating transactions by non-U.S. BSA Rules and Regulation. BSA Rules and Regulation. Being proactive and thorough with your SCP will help ensure your institution does not fall into unknown weaknesses.

Compliance 370

Compliance Training Resources Policies 370

Perficient

NOVEMBER 27, 2023

In the dynamic environment of highly regulated industries like healthcare and financial services, leaders often balance competing goals to delight customers while cutting costs. Quickly and consistently evaluate transactions against set business or regulatory policies and route cases to the appropriate domain investigators.

Industry 221

Industry Regulation Compliance Data 221

BankUnderground

DECEMBER 20, 2023

Daniel Albuquerque and Jamie Lenney Rent prices have risen by 9% on average in England since the Bank of England’s Monetary Policy Committee (MPC) started raising interest rates in December 2021. Is monetary policy causing the rise in rents? So is there any evidence that monetary policy is pushing up rental prices in the UK?

Policies 130

Policies Albuquerque Regional San Francisco 130

BankUnderground

SEPTEMBER 13, 2023

Álvaro Fernández-Gallardo, Simon Lloyd and Ed Manuel Since the 2007–09 Global Financial Crisis, central banks have developed a range of macroprudential policies (‘macropru’) to address fault lines in the financial system. So we construct a macropru policy index using the MacroPrudential Policies Evaluation Database (MaPPED).

Policies 126

Policies Exercises Tools US 126

Abrigo

DECEMBER 26, 2024

Regulators are paying attention to whether or not financial institutions are properly staffed on a risk basis," said Abrigo Senior Financial Crime Investigator Joann Millard. Additionally, firms that provide BSA/AML consulting services can provide staffing or policy support to institutions.

Fraud 195

Fraud Compliance South Dakota Resources 195

PYMNTS

NOVEMBER 2, 2020

Regulation. The Digital Services Act will be one of the regulations, which Vestager said will revise the eCommerce Directive and will make digital services take additional responsibility for contending with “illegal content and dangerous products.”. The Digital Markets Act is a second set of regulations. each month.

Taxes 212

Taxes National Regulation Google 212

Accenture: Banking

SEPTEMBER 3, 2020

These include: regulation and monetary policy, consumer protection, fraud and Anti-Money Laundering (AML), the national economic outlook, the financial sector’s outlook (for international agencies and global regulators), emerging technologies and innovation (for….

Policies 222

Policies Regulation Fraud National 222

Payments Dive

SEPTEMBER 18, 2024

Regulators should assume, as a default, that customers have not agreed to coverage and fees unless banks can provide signed agreements or recorded conversations, the agency said in a policy reminder.

ATM 195

ATM Cards Policies Regulation 195

PYMNTS

JANUARY 22, 2021

India's central bank wants stricter regulations for big shadow lenders, according to a new report from Bloomberg. Middle-layer non-bank lenders would follow a board-approved policy on capital adequacy, and upper-layer shadow financiers would follow exposure rules like those big banks follow.

Regulation 272

Regulation Capital Lending Groups 272

PYMNTS

SEPTEMBER 30, 2020

It would instead offer payment companies a national servicing platform to replace the regime of state regulations such firms would be subject to under existing laws. Commercial companies accessing a payments charter would avoid oversight and regulations that protect the financial system and consumers,” the bank industry leaders wrote.

Regulation 349

Regulation National System Industry 349

BankUnderground

FEBRUARY 27, 2025

Carlos Can Salazar, John Thanassoulis and Misa Tanaka Several global financial centres, including London, Hong Kong and Singapore, are overseen by financial regulators with an objective on competitiveness and growth. How much do financial regulators care about growth? What happens when several regulators have a growth objective?

Regulation 52

Regulation Strategy Mobile Analysis 52

PYMNTS

DECEMBER 15, 2020

PCoB also said that any business or individual refusing cash or instituting discriminatory anti-cash policies would be subject to investigation. The government had a hand in extending policies to advance technology. The tie-up that would create a game-streaming site similar to Amazon’s Twitch.

Policies 241

Policies Regulation Payments Innovation 241

BankUnderground

FEBRUARY 13, 2025

Danny Walker, Dong Lou, Gabor Pinter and Semih sl Government bond yields tend to drift higher in the days before monetary policy or data news in the UK. Pre-news drift could affect the signal monetary policy makers draw from market rates and it could have implications for the optimal timing of bond issuance.

Policies 85

Policies Analysis Marketing Data 85

Perficient

JANUARY 16, 2024

Clear Policies and Procedures: Establishing clear guidelines and protocol practices is crucial in safeguarding your business. Regularly review and update policies annually to ensure compliance with current rules and regulations. Ensure all employees , including senior management , are aware of and adhere to those policies.

Compliance 221

Compliance Guidelines Policies Risk Management 221

PYMNTS

JANUARY 19, 2021

But it’s still on you as a brand to figure out what payment methods you need, how to sell locally, how [General Data Protection Regulation (GDPR)] may apply, and how to manage taxes,” he said. Retailers are entering new markets at a time when regulations are becoming more complex and costly, not less.

Branding 322

Branding Taxes Fraud Regulation 322

PYMNTS

DECEMBER 16, 2020

New draft rules tied to the Digital Services Act and Digital Markets Act (collected under the Digital Services Act Package ) would broaden European Union regulators’ power to rein in Big Tech. Yes, draft regulations can be changed. tech giants contend that the potential regulations would be onerous. tech giants.

Regulation 270

Regulation Compliance Online Software 270

Abrigo

FEBRUARY 6, 2024

Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending. In this blog post, we will delve into the strategies and policies credit unions can adopt to ensure the success and profitability of their MBL programs. Takeaway 2 Start slow.

Lending 221

Lending How To Risk Management Policies 221

BankUnderground

FEBRUARY 26, 2025

Measuring the effectiveness of policies affecting financial stability even more so. Not only is the objective of financial stability an elusive concept, but policies targeting financial stability are often complex, technical, and very slowly implemented.

System 72

System Policies Tools Marketing 72