Perficient

FEBRUARY 12, 2025

These changes require significant adjustments in risk management, compliance frameworks, and operational protocols. Emerging regions like Asia-Pacific, Africa, and Latin America are key growth areas, with partnerships enabling access to local payment methods.

Trends 221

Trends Payments Compliance blockchain 221

Abrigo

DECEMBER 4, 2015

Sageworks banking industry experts are winding down a busy year of disseminating information and facilitating discussions on regulatory changes, such as the FASB’s upcoming move to the current expected credit loss model (CECL), and on best practices for portfolio risk management and credit analysis.

North Carolina 150

North Carolina Ohio DC Regional 150

Abrigo

OCTOBER 29, 2014

• Board risk parameters, adequacy of staffing, succession planning and audit. Asset and Liability Management: Asset and liability risk management was deemed a concern as continued low interest rates and pressure on traditional earnings sources cause many banks to increase long-term asset holdings.

Rhode Island 236

Rhode Island District of Columbia New Jersey West Virginia 236

PYMNTS

APRIL 16, 2019

Deputy Managing Director of MAS Jacqueline Loh said the relationship demonstrates a FinTech that may extend to other countries in the ASEAN region. The MOU dictates that the banks will train FinTech startups with an eye on cross-border transactions. The Fed And FinTech Firms.

Fintech 211

Fintech San Francisco National Innovation 211

PYMNTS

MARCH 12, 2020

Equiniti Eyes APIs for Risk Management. Equiniti Group recently revealed its adoption of Codat’s accounting integration API for its Equiniti Riskfactor solution, a tie-up that will see Equiniti’s risk management operations embrace API technology to promote automatic data sharing from small businesses.

Lending 194

Lending Risk Management Fintech Community 194

Abrigo

AUGUST 30, 2024

Capital rules are also being reassessed for members and the FHLB themselves in an effort to ensure greater financial stability and risk management. Liquidity management policies of the FHLBs and members are under scrutiny to allow for better management of risks associated with market volatility and changing interest rates.

San Francisco 195

San Francisco Risk Management New York Capital 195

Abrigo

NOVEMBER 2, 2016

Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions. Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.” Possible causes Why might that be the case?

Comparison 150

Comparison Regional Study Risk Management 150

Abrigo

APRIL 9, 2015

Top down stress testing can uncover concentration and/or portfolio-wide risks – something that isn’t immediately apparent when analyzing individual loans or even groups of loans. If bankers know where vulnerabilities exist, they can use stress test results to allocate capital and make more effective risk management decisions.

Data 150

Data Risk Management Capital Regional 150

PYMNTS

JANUARY 28, 2019

The report explores how companies in G20 nations are preparing for risks related to technological disruption, regulation and cybersecurity. Overall, organizations did not score well, according to Kevin Hewitt, FTI Consulting’s chairman of the EMEA region.

Management 145

Management Risk Management Survey Security 145

PYMNTS

APRIL 26, 2020

This heavily influences risk management and regional exposure, which comes at the expense of clients abroad.”. Our commitment to companies in the region remains unwavering,” it said, according to FT. European regulators have noticed the trend of retreating U.S.

US 143

US Regional America Lending 143

PYMNTS

MARCH 28, 2019

We will be working with Qupital to further utilize the technologies to enhance risk management, user experience and operational efficiency”. Qupital will use the funds to expand its presence in mainland China, as well as boost their technology development and risk management teams, and strengthen its cross-border eCommerce expansion.

Fintech 123

Fintech Risk Management User Experience Management 123

Abrigo

FEBRUARY 6, 2024

And FinCEN reported that Suspicious Activity Report (SAR) filings for check fraud in 2022 exceeded 680,000, nearly doubling the number of filings the previous year. Check fraud can cause catastrophic losses The increase in check fraud has taken a heavy toll on banks such as Regions Financial Corp.

Fraud 221

Fraud Training Trends Regional 221

Abrigo

NOVEMBER 21, 2014

The list identified a significant uptick in commercial and industrial lending in the South, as 7 of the 15 community banks included are located in the region. ” The data pointed to states south of the Mason-Dixon Line as host to an increase in C&I loans in the third quarter. From that subset of all U.S.

Lending 186

Lending South Carolina Miami Community Bank 186

American Banker

JUNE 20, 2016

Financial incentives leading firms to strengthen risk governance internally is better than regulators mandating risk management standards.

Risk Management 47

Risk Management Regulation Management FDIC 47

American Banker

NOVEMBER 10, 2023

Regional and community banks, meanwhile, were plagued by IT problems and risk management struggles. In its biannual report on supervision and regulation, the Federal Reserve Board noted an uptick in governance issues with large banks.

Risk Management 90

Risk Management Community Bank Regional Community 90

PYMNTS

SEPTEMBER 20, 2018

ProfitStars , the Jack Henry & Associates division that provides risk management solutions for financial institutions, announced its latest fraud tool on Wednesday (Sept.

Fraud 156

Fraud Online Analytics Tools 156

PYMNTS

APRIL 11, 2018

HP is deploying a Device-as-a-Service (DaaS) offering to enhance corporate customers’ risk management and IT security, the company said Tuesday (April 10). HP is stepping up with industry-leading services that solve these problems and unlock value.

Risk Management 109

Risk Management Analytics Security Operations 109

Gonzobanker

MAY 23, 2023

The historic deposit runs on several niched regional banks have woken up bankers and their investors, regulators and policymakers to the threats that liquidity flows place on the entire industry. Bank leaders are working overtime to defend their performance and relevancy. trillion or 5.5%

social media 140

social media Risk Management Regional Industry 140

PYMNTS

APRIL 16, 2020

Currencycloud is connecting regional banks to advanced FX and global payments technologies, while the firm’s founder, Nigel Verdon, is also targeting Banking-as-a-Service with his new startup, Railsbank. Plaid is unlocking payroll data to ease access to federal financing. Funding Options Unlocks Data Across 20 Lenders.

Data 167

Data Lending Regional Fintech 167

PYMNTS

NOVEMBER 30, 2017

The startup supports financial institutions across the Asian Pacific region as these banks and other traditional players scramble to keep up with competition from newer, nimbler FinTech companies. Jewel Paymentech is helping banks get on board with faster onboarding for merchants.

Risk Management 116

Risk Management Regional Analytics Fraud 116

American Banker

DECEMBER 21, 2021

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Regional 91

Regional Risk Management Management Compliance 91

PYMNTS

MARCH 6, 2019

Much of the operations are limited by the time zone/region and cutoff times for various markets,” he said. Across treasury and supply chain efforts, Rodrigues noted, blockchain can help improve risk management through three major points: data redundancy, auditability and smart-contract permissions.

blockchain 189

blockchain Management Data User Experience 189

Banking Exchange

SEPTEMBER 2, 2020

Regions Bank waives fees and offers other relief while American Express donates to the American Red Cross Community Banking Feature3 Feature Risk Management Branch Technology/ATMs Fee Income.

Risk Management 78

Risk Management ATM Community Bank Regional 78

PYMNTS

SEPTEMBER 13, 2017

Sabre Corporation has published the results of its “ 2017 Asia Pacific Corporate Traveler Study ,” identifying two major trends driving business travel in the region: an increased emphasis on mobility and a growing concern over non-compliance.

Policies 158

Policies Compliance Mobile Survey 158

Banking Exchange

JUNE 3, 2020

In his first week as comptroller, Brian Brooks calls for local and regional leaders to weigh the risks of lockdown on banks Risk Management Retail Banking Feature3 Feature Management Duties Covid19 The Economy.

Risk Management 78

Risk Management Regional Management Retail 78

South State Correspondent

DECEMBER 17, 2024

On the other hand, virtually all regional and national banks use some version of RAROC loan pricing, and those banks make pricing decisions using ROA/ROE as ex ante measurements. Objectives of RAROC Loan Pricing National and regional banks originate about 85% of all loans, and community banks hold the remainder.

Community Bank 195

Community Bank Community Tools Capital 195

South State Correspondent

APRIL 11, 2024

To do that, we wrote a Python script to analyze a representative sample of earnings call transcripts for regional and mid-sized banks over the past several years. Specifically, a popular projected question (based on trends from last quarter) will be around where your management believes oversupply will start to hurt real estate performance.

Trends 195

Trends Management Capital Regional 195

South State Correspondent

OCTOBER 10, 2022

Over time FTP was further advanced to allow management to measure and manage credit, interest rate, liquidity, and operational risk across business units. All domestic systemically important banking organizations and most large regional banks engage in some form of FTP practices and building blocks. Conclusion.

Community Bank 195

Community Bank Community Examples Management 195

PYMNTS

APRIL 12, 2019

In fact, even regional banks such as PNC Financial (+3.3 percent), Regions Financial (+2.3 Morgan Stanley (+4.4 percent), Bank of America (+3.3 percent), Goldman Sachs (+2.3 percent) and Citigroup (+2.4 percent) also saw increases in share prices. percent), Comerica (+2.7 percent), KeyCorp (+2.4 percent), Huntington Bancshares (+2.3

Regional 122

Regional America Risk Management Operations 122

Bobsguide

MAY 8, 2022

This designation recognises GFT for the delivery of effective solutions to help its clients manage critical issues pertaining to the industry, such as risk management, core systems implementations, data management, navigating compliance requirements, and establishing governance models. “It

Compliance 166

Compliance Risk Management System Digital Banking 166

American Banker

JUNE 17, 2024

Some banks with large commercial real estate concentrations are seeing their stock values take a roller-coaster ride as investors discount their assurances about the wobbly asset class.

Regional 83

Regional Risk Management Industry Lending 83

PYMNTS

APRIL 15, 2020

We should be thinking about risk management,” Bullard said, according to a Tuesday (April 14) report in the St. Louis Regional Chamber. A quarantine was the appropriate response initially, “but we are not ‘initially’ anymore. We shouldn’t be thinking of rolling quarantines.

St. Louis 132

St. Louis Risk Management Conference Regional 132

PYMNTS

MAY 27, 2020

To lead strategic planning for the firm overall and in conjunction with its regional teams, Chris Newkirk is coming to Visa Inc. as its new chief strategy officer. The executive headed up a diverse tram of associates throughout six businesses, and he served on the Capital One Executive Committee as of 2016.

Strategy 131

Strategy Leadership United States Washington 131

Insights on Business

NOVEMBER 19, 2018

Both fintech firms and traditional enterprises are on the brink of significant disruption as companies leverage the rapid insights generated by AI in banking to drive demonstrable outcomes in customer experience, risk management and cost efficiency. The caveat: There are winners and losers in this forward-thinking revolution.

Compliance 177

Compliance Regional blockchain Technology 177

PYMNTS

FEBRUARY 14, 2020

Trade volumes between the regions was worth more than $320 billion in 2018. CybelAngel , a risk management and cybersecurity startup based in France, raised the equivalent of $36 million in Series B funding. Additional funding came from Seed investors, such as SwiftPass, Huashan Capital and others. CybelAngel.

Digital Banking 131

Digital Banking Capital Risk Management Operations 131

PYMNTS

APRIL 29, 2019

The need for a cross-border instant payments system has been recognized by many countries, which have developed regional schemes as a result. Risk management, settlement practices and business processes can be slightly different depending on the nation or currency, which makes accounting difficult. Current Efforts .

Payments 194

Payments System National Risk Management 194

PYMNTS

JANUARY 15, 2019

Yet now, said Reuters, the Fed has said there is not enough risk management in place to allow FinTechs full-fledged access to the payment system. and the Gulf will be on the agenda this week as the Lord Mayor of London Peter Estlin visits a number of cities in the region.

Fintech 148

Fintech St. Louis System Regulation 148