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• Board risk parameters, adequacy of staffing, succession planning and audit. Asset and Liability Management: Asset and liability riskmanagement was deemed a concern as continued low interest rates and pressure on traditional earnings sources cause many banks to increase long-term asset holdings. The OCC on Oct.
” The data pointed to states south of the Mason-Dixon Line as host to an increase in C&I loans in the third quarter. The list identified a significant uptick in commercial and industrial lending in the South, as 7 of the 15 community banks included are located in the region. From that subset of all U.S.
Since worries about regional bank struggles and an uncertain stock market are driving people with cash to look for safe havens and good interest rates, it pays to be very careful about security as well as who is behind the friendly new banking brand. in statistics, both from the University of SouthCarolina. Unsafe Savings?
We in the audience were fascinated by the different fraud schemes and scams that Ulisses and Kerem shared from their regions, with Julie pointing out that a surge of new mobile banking users during the pandemic created ripe conditions for fraudsters. in statistics, both from the University of SouthCarolina. TJ holds a B.S.
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