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6 Digital Payment Trends Set to Transform 2025

Perficient

Recommended Approach : GenAI can assist various payment processes by creating personalized and tailored payment experiences through loyalty programs, discounts, and curated product recommendations. Additionally, AI can enhance accessibility and mobile development through voice and conversational payments, improving user experience.

Trends 221
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FinTech Startup Qupital Raises $15M For Chinese Expansion

PYMNTS

We will be working with Qupital to further utilize the technologies to enhance risk management, user experience and operational efficiency”. Through this follow-on round of financing and the business opportunities that Alibaba Group has facilitated, we have confidence in the future success of Qupital.”.

Fintech 123
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Adjoint CEO On Why Treasury Management Needs Blockchain

PYMNTS

Much of the operations are limited by the time zone/region and cutoff times for various markets,” he said. Across treasury and supply chain efforts, Rodrigues noted, blockchain can help improve risk management through three major points: data redundancy, auditability and smart-contract permissions.

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Commoditization, Optimization or Transformation: What’s in Your Core Wallet?

Gonzobanker

It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Three winning core strategies to accommodate any financial institution’s budget, business case, and future vision.

Strategy 158
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A Masterclass in Bank Total Experience In One Graphic

South State Correspondent

In this article, we walk through why banks should focus on total experience (TX) and give you the ten critical factors that can catapult your bank ahead of almost every bank in the industry. What Is Total Experience? Total experience is the latest evolution of providing superior service. You can download it HERE.

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Startup Roundup: Toward Payments Peace On Earth

PYMNTS

NXT-ID and FitPay are also working on a smart strap for analog watch faces by Wearatec, and some smart key fobs enabling users to make payments, log onto network-based computers, start vehicles and unlock the doors to homes, apartments and cars. Why can’t all these payment platforms just get along? Jewel Paymentech.

Payments 112
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The Impact of COVID-19 on Credit Card Payments

FICO

This post explores the credit card trends in the UK, US and Canada, reviewing regional differences and focussing on the impact of the pandemic. The impact of the extra savings people accumulated during the pandemic is clear for all regions and is masking the impact on those that have struggled and are struggling to support their card debt.

Cards 52