PYMNTS

AUGUST 8, 2018

As states are moving to find novel ways to make use of blockchain, a number of initiatives have been developed to regulate distributed ledger technology. A pilot program in underway in West Virginia has contracted with Massachusetts-based Voatz to make ballots available for overseas troops via mobile devices.

Hawaii 100

Hawaii West Virginia New York City New York 100

Abrigo

DECEMBER 16, 2019

Regulators, investors, and other stakeholders will be watching and listening for updates on the impacts of the accounting change. Be willing to change as needed. . All eyes will be on the large SEC registrants in January as they become the first financial institutions to adopt the current expected credit loss model , or CECL.

West Virginia 195

West Virginia Virginia Data Community 195

Jeff For Banks

NOVEMBER 24, 2019

September 1st, 1999, regulators from the Federal Deposit Insurance Corp, at the behest of the Office of the Comptroller of the Currency, descended on a small coal mining town in Keystone, West Virginia. Clearly, blue-suit regulators stood out. All from Keystone, West Virginia. billion in assets. A 7.15% ROA!

National 78

National West Virginia Virginia Pennsylvania 78

Abrigo

OCTOBER 29, 2014

Multifamily, commercial and automotive loans are driving loan growth among banks in the Northeast, but increasing risk will draw fresh attention from regulators to ensure recent and future growth is sound, the Office of the Comptroller of the Currency said recently. The OCC on Oct. The OCC on Oct.

Rhode Island 236

Rhode Island District of Columbia New Jersey West Virginia 236

CFPB Monitor

JULY 7, 2022

In a blog post , the Bank Policy Institute called the CFPB spokesperson’s statement “unprofessional” for “demoniz[ing] commenters and dismiss[ing] their ideas out of hand” and failing to “recognize that people who work in a regulated industry are uniquely positioned to provide insights on the practical effects of a regulation.”

Groups 145

Groups West Virginia Policies Virginia 145

PYMNTS

JANUARY 26, 2021

Further complicating matters, the distribution of vaccines over the last mile is largely determined and regulated by the state. West Virginia, for example, has distributed 83 percent of its doses thus far, North Dakota is doing even better at 85 percent and New Mexico is over three-quarters at 77 percent.

North Dakota 177

North Dakota West Virginia Maryland New Jersey 177

CFPB Monitor

SEPTEMBER 10, 2020

In the past, “true lender” attacks have been launched or threatened by state authorities against high-rate bank/nonbank lending programs in DC, Maryland, New York, North Carolina, Ohio, Pennsylvania and West Virginia. Thus, both the OCC and FDIC have adopted regulations rejecting the Second Circuit’s Madden decision.

Utah 78

Utah California FDIC West Virginia 78

CFPB Monitor

MARCH 15, 2022

The OCC’s attempt to provide a clear bright line test for determining when a bank is the “true lender” in a bank-model program through a regulation was overturned by Congress under the Congressional Review Act.) Maryland, New York, North Carolina, Ohio, Pennsylvania, West Virginia, and Colorado.

California 78

California Innovation Utah West Virginia 78

CFPB Monitor

FEBRUARY 17, 2017

In conjunction with the RFI’s issuance, the CFPB held a field hearing on alternative credit data in Charleston, West Virginia at which Director Cordray gave remarks. (In ” It also discusses prior research by other federal regulators, such as the FTC’s report on big data. (The

Data 84

Data West Virginia Big Data Lending 84

Jeff For Banks

DECEMBER 12, 2017

That got regulator's attention in the form of a May 2011 Consent Order (CO). billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia.

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

PYMNTS

AUGUST 8, 2018

News came out this week that a pilot program in West Virginia is eyeing the ballot box. The more that light is shed on these use cases, the more blockchain can move beyond the traditional confines of simply working in conjunction with cryptocurrencies. Ballots Over Blockchain. The platform is slated to debut in roughly a year.

blockchain 109

blockchain West Virginia Ohio Columbus 109

PYMNTS

APRIL 20, 2018

Aiming to fill the void resulting from the Consumer Financial Protection Bureau’s retreat from regulation, states are stepping up and going after big financial companies. Maryland’s General Assembly has created a new commission that’s focused in the same area.

West Virginia 106

West Virginia Massachusetts New Jersey Connecticut 106

Gonzobanker

DECEMBER 17, 2021

Goes to Larry Mazza and the crew at MVB Bank in West Virginia. The regulator and media pressure on overdraft fees has been a constant challenge to overdraft revenue. regulated financial institutions! Congrats on a brave move and national recognition Jim! The Bank That Gets Fintech. THE INDUSTRY TREND AWARDS.

Fintech 131

Fintech Strategy Leadership Lending 131

CFPB Monitor

JUNE 15, 2022

The letter explains that although states have tools for going after these lending arrangements, such tools are more costly to employ and less likely to be effective than typical enforcement authorities provided to state financial regulators. Maryland, New York, North Carolina, Ohio, Pennsylvania, West Virginia, and Colorado.

FDIC 78

FDIC California West Virginia North Carolina 78

CFPB Monitor

AUGUST 7, 2019

Attorney Generals of Texas, Arkansas, Georgia, Indiana, Kansas, Louisiana, Nebraska, Oklahoma, South Carolina, Tennessee, Utah, and West Virginia. The briefs were filed by: U.S. Chamber of Commerce. Separation of Powers Scholars. Pacific Legal Foundation. Landmark Legal Foundation. Cato Institute.

West Virginia 60

West Virginia South Carolina Nebraska Louisiana 60

PYMNTS

SEPTEMBER 11, 2018

Supreme Court ruled in May that states may legalize sports betting — it was already allowed in Nevada — four other states have approved such wagering: Delaware, Mississippi, New Jersey and West Virginia. The state allows both online and offline sports betting, with regulation oversight provided by the West Virginia Lottery Commission.

West Virginia 100

West Virginia Kentucky Rhode Island Mississippi 100