Chris Skinner

MARCH 26, 2019

Not sure if anyone noticed that the Financial Stability Board – the world’s central banks tasked with maintaining financial stability – produced a white paper on FinTech last month. It was published on Valentines Day, so you were probably busy, and I only just stumbled across it. Here’s the Executive Summary.

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Fintech Regulation 312

PYMNTS

NOVEMBER 29, 2020

Then the plan had to be downgraded in April, when regulators' concerns forced a shift to a plan to launch digital versions of several coins plus a "digital composite" of all Libra coins. Libra was first launched in June 2019, but regulators were concerned over the scope of what it wanted to do.

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Regulation cryptocurrency System Report 210

PYMNTS

MAY 29, 2019

Reports in Reuters on Tuesday (May 28) said UBS expects its regulatory costs to remain high in the years ahead after a decade of more stringent regulations leading to heavier, more costly burdens on banks. “That has tied up enormous resources.” “Why is this so significant? .”

Regulation 108

Regulation Compliance Capital Resources 108

William Mills

MAY 5, 2016

– And how to enable your company to achieve faster profitability – William Mills Agency , a financial public relations and content marketing services company, released a white paper today detailing top factors leading to failure for fintech startups and how to avoid them.

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Fintech Atlanta Marketing Strategies Industry 40

Chris Skinner

MARCH 26, 2019

Not sure if anyone noticed that the Financial Stability Board – the world’s central banks tasked with maintaining financial stability – produced a white paper on FinTech last month. It was published on Valentines Day, so you were probably busy, and I only just stumbled across it. Here’s the Executive Summary.

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Fintech Regulation 239

South State Correspondent

JUNE 28, 2016

It was essentially a 300+ person discussion around the March white paper the OCC produced ( HERE ). We give the OCC props for organizing this first class workshop that brought lawyers, fintech, banks, community activists, consultants and regulators together to exchange ideas. last week about responsible innovation.

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Conference Innovation Washington Community 150

CFPB Monitor

JULY 7, 2022

The white paper concludes as follows: The CFPB’s action has tremendous implications for consumers, banks, and for financial markets at large. In addition to joining with the other trade groups in sending the letter and white paper to Director Chopra, the U.S. Supreme Court’s decision on June 30, 2022 in West Virginia v.

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Groups West Virginia Policies Virginia 145

Chris Skinner

MAY 20, 2016

I just received a white paper about Social KYC from Fintech startup Veridu. The idea is to use our social media profiles to authenticate and onboard as a new 21st century KYC process.

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social media Fintech Regulation Payments 258

PYMNTS

JUNE 16, 2018

Russia’s FinTech Association and 14 of the nation’s largest banks collaborated on the development of Masterchain, reports noted, citing a white paper. The initiative eventually hopes to join banks and government agencies that collaborate on contract registration and regulation.

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blockchain National New York cryptocurrency 113

The Paypers

OCTOBER 19, 2018

(The Paypers) Deutsche Bank has issued a white paper called “Regulation for banking transformation”, emphasising the importance furthering global regulatory alignment.

Regulation 31

Regulation 31

Insights on Business

JUNE 18, 2019

In the IBM white paper “ A new era of technology-enabled financial risk management ,” discover in greater detail how to apply emerging technologies to help modernize risk management capabilities. Explore all these topics in the IBM white paper, “ A new era of technology-enabled financial risk management.”

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Risk Management Technology Management Big Data 185

PYMNTS

JANUARY 20, 2020

Pichai pointed to the potential for “nefarious uses of facial recognition” and favors a moratorium, pending regulations. The EU’s proposal would establish a 3- to 5-year moratorium on using the technology in public areas until a global regulatory framework is decided, according to a white paper.

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San Francisco Oakland California Conference 130

PYMNTS

DECEMBER 22, 2019

Applicants must follow all AMF regulations, monitor and safeguard the assets raised and show they will obey anti-money laundering (AML) and terrorist financing laws. . “The AMF visa does not in any way constitute an assessment as to whether or not it is appropriate to participate in a token offer,” the regulator said.

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blockchain Bitcoin US cryptocurrency 132

Chris Skinner

MAY 1, 2017

This would enable a FinTech to go through ONE regulator to get to market, rather than the 200 or more they would have go through today. In March, the OCC issued the white paper that described in depth the application process to get a national bank charter, and we all thought it would then go ahead without a hitch.

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America Fintech National Regulation 211

PYMNTS

SEPTEMBER 4, 2019

Facebook is asking global regulators to write new data sharing guidelines after the company was compelled to revamp its own approach to the issue, according to a report in the Financial Times. CEO Mark Zuckerberg has been asking for more regulation for his company as well as others, especially in the areas of privacy and election integrity.

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Guidelines Data social media Regulation 108

PYMNTS

DECEMBER 13, 2018

AriseBank, a startup that ran afoul of regulators in the U.S. For his part, Rice said in a recent interview with The WSJ that the claims made about AriseBank could change, and the securities regulators have placed a standard on cryptocurrency companies that doesn’t match with the way the software is developed.

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Fort Worth cryptocurrency Dallas Regulation 134

PYMNTS

MAY 28, 2018

The guidance changed no regulation. In a white paper issued last year, the ABA “highlighted the important role that small-dollar credit plays in helping consumers meet their financial needs, and called on regulators to remove barriers that impede banks from making small-dollar loans.

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Lending Regulation Meeting Maine 100

American Banker

JUNE 4, 2024

A recent white paper from former Federal Reserve Gov. Daniel Tarullo suggests that the stress testing regime should be decoupled from bank capital requirements. But if stress testing isn't an effective means of assigning minimum regulatory capital levels, what is?

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Capital Policies Compliance Regulation 28

Long Lasting Ideas

FEBRUARY 19, 2020

In a June 2018 white paper, “ Elder Financial Exploitation. Why it is a concern, what regulators are doing about it, and looking ahead ,” issued by the US Securities and Exchange Commission, author Stephen Deane called elder financial exploitation “a public health crisis, a virtual epidemic.” . are facing at an alarming rate.

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Marketing Strategies Strategy Regulation US 52

CFPB Monitor

MAY 18, 2016

In March 2016, the OCC released a white paper: “Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective.” The white paper discusses the OCC’s eight guiding principles for responsible financial innovation. For more on the white paper, see our legal alert.

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Innovation Washington Risk Management Fintech 68

PYMNTS

DECEMBER 5, 2018

The funding will be used to hire staff, “build out our infrastructure and secure the appropriate steps are taken to develop a regulated market for digital assets,” said ErisX Chief Executive Officer Thomas Chippas, according to Reuters. We found a proliferation of press releases, white papers and persuasively written articles.

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blockchain Bitcoin cryptocurrency Analysis 166

PYMNTS

JUNE 24, 2019

The think pieces have come in waves, as have the reactions from analysts, cryptocurrency enthusiasts and regulators — and the world waits to see exactly what Facebook and its cadre of payments and commerce players design. There will be perceptual hurdles to clear, and regulators to convince. It’s a reason to work with regulators. “We

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Payments cryptocurrency social media Regulation 179

PYMNTS

JULY 17, 2019

David Marcus, head of Facebook’s new Calibra crypto wallet subsidiary, addressed concerns related to regulation and the cryptocurrency’s potential impact on the U.S. dollar during the committee hearing on Wednesday (July 17). California Rep. Brad Sherman, however, wanted Facebook CEO Mark Zuckerberg to come before Congress.

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Kentucky New York Regulation cryptocurrency 100

CFPB Monitor

JANUARY 29, 2024

In October 2023, the Federal Reserve Board issued a proposal to lower the maximum interchange fee that a large debit card issuer can receive for a debit card transaction. The due date for comments on this proposal, originally February 12, 2024, has been extended to May 12, 2024.

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Cards Regulation 78

PYMNTS

DECEMBER 2, 2019

We’ve learned from our conversations with policymakers, regulators, academics, advocates and others that real-world use cases and tools will help drive policy discussions forward,” Facebook said in a blog post. Josh Hawley (R-Mo.)

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Tools Data social media Policies 100

Abrigo

JUNE 23, 2020

They will also provide you with resources (blogs, case studies, webinars, white papers, etc.) BSA Rules and Regulation. BSA Rules and Regulation. BSA Rules and Regulation. Both of them are there to support you throughout your journey with Abrigo and answer any questions you may have. from time-to-time. Learn More.

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Software Community Resources Fraud 195

PYMNTS

OCTOBER 14, 2018

According to a company white paper , the first product is an encrypted personal data store comprised of user’s personal devices and cloud storage that Microsoft would offer through Azure. and Canadian securities regulators.

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Bitcoin North Dakota blockchain Data 156

Insights on Business

NOVEMBER 12, 2018

As these regulations are constantly evolving and changing, complicated legacy systems have been developed over time that became hugely expensive to manage, incompatible with one another, and, as massive number of fines continue to be imposed, are being rendered ineffectual. Increasing your ROI with IBM OpenPages with Watson.

Compliance 107

Compliance Technology User Experience Analytics 107

The Paypers

OCTOBER 19, 2017

(The Paypers) The Chargeback Company has warned in a white paper that new legislation in Europe might bring ecommerce isolationism.

Regulation 28

Regulation Company 28

PYMNTS

AUGUST 15, 2018

Russia’s FinTech association and 14 of the nation’s largest banks collaborated on the development of Masterchain, reports noted, citing a white paper. The initiative eventually hopes to join banks and government agencies that collaborate on contract registration and regulation.

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System blockchain Cards ATM 101

CFPB Monitor

MAY 4, 2016

The CFPB recently joined other federal regulators who have indicated a growing interest in marketplace lending with its announcement that it is accepting consumer complaints about loans obtained through marketplace lenders. According to Politico, the Treasury received over 100 responses.

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Lending Study Online Regulation 60

PYMNTS

MAY 3, 2016

In its latest white paper, titled “Omni-Channel Payments for Merchants: Myth or Reality?,” Regulation is a thorny issue for the industry – for some, a necessary intervention while, for others, often outdated, hard to implement in a timely manner and causing unnecessary friction in the payments value chain.”

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Fraud Retail Compliance Survey 100

PYMNTS

NOVEMBER 12, 2020

Kanthadai referenced a recent joint white paper published by Eurofinance and J.P. Another factor is the regulatory requirements in many markets that historically necessitate paper documentation for cross-border movements of funds.

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Innovation Regional Data Payments 295

PYMNTS

MAY 10, 2017

At present, the CFPB is soliciting outside comment from small businesses, consumer groups, community development organizations, bank and non-bank lenders, regulators and other interested parties. That public comment period will end 60 days after the request for information is officially published in the Federal Register, the CFPB said.

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Lending Community America Regulation 108

PYMNTS

JUNE 20, 2017

A new white paper from treasury management solution provider Hazeltree emphasizes the crucial role metrics and data play in counterparty risk management and mitigation for buy-side treasurers, for instance. Effective counterparty management hinges upon setting and actively managing a core set of counterparty metrics.

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Big Data Data Risk Management Compliance 119

PYMNTS

JULY 11, 2019

The main buzz surrounded the cryptocurrency itself, but the Libra white paper also held a pair of sentences that painted Facebook’s intentions in a new light: “An additional goal of the association is to develop and promote an open identity standard. I think that regulators and governments might insist on something like that.”.

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cryptocurrency Regulation Security CA 124

CFPB Monitor

SEPTEMBER 30, 2022

The letter was accompanied by a white paper setting forth the legal basis for their position. . The CFPB cannot regulate discrimination under its UDAAP authority because Congress did not give the CFPB authority to enforce anti-discrimination principles except in specific circumstances. Supreme Court authority.

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Groups Texas Regulation Compliance 78