Risk Management and San Francisco - Community Banking Brief

CRE risk management: Navigating hazards and opportunities

Abrigo

DECEMBER 18, 2023

Bankers should examine warning signs and shore up defenses for existing income-producing CRE loans as part of commercial property loan risk management. But understanding trends in their own portfolios and local markets can allow lenders to identify risk-appropriate CRE credits. They’re not your hometown.

Risk Management

Risk Management Management Lending Capital

Trends in commercial real estate (CRE) lending and risk

Abrigo

JANUARY 24, 2025

For example, Trepp data shows that 63% of office loans in San Francisco were categorized as criticized by the second quarter of 2024. Managing CRE and pricing Newberry Abrigo Senior Consultant Rob Newberry said understanding the market will be important as lenders go through 2025.

Lending

Lending Trends Risk Management Management

FHLB reform: Implications for financial institutions

Abrigo

AUGUST 30, 2024

Takeaway 2 Reform moves are stemming from actions of the FHFA against the San Francisco and New York FHLBs. Capital rules are also being reassessed for members and the FHLB themselves in an effort to ensure greater financial stability and risk management.

San Francisco

San Francisco Risk Management New York Capital

Red Flags Raised Over Potential NY Fed Appointment

PYMNTS

MARCH 28, 2018

Williams, the president of the Federal Reserve Bank of San Francisco, is reportedly being tapped to replace the retiring president of the New York Fed, but at least one watchdog has problem with that. The Federal Reserve in San Francisco is in charge of supervising the financial institution.

San Francisco

San Francisco Los Angeles New York Risk Management

Cambodia, Singapore In X-Border FinTech Pact

PYMNTS

APRIL 16, 2019

Elsewhere, Federal Reserve Governor Michelle Bowman said last week, as reported in ABA Banking Journal , that outsourced risk management guidance may need to be reworked, as complex regulations have been hindering community banks’ efforts to embrace innovation.

Fintech

Fintech San Francisco National Innovation

FHFA identifies supervisory concerns at two Federal Home Loan banks

American Banker

JUNE 15, 2020

The agency flagged faulty risk management and other issues at the Federal Home Loan Bank of Des Moines and Federal Home Loan Bank of San Francisco in exams conducted last year.

San Francisco

San Francisco Risk Management Management

Digital Payment Company Nexi Agrees To Buy SIA For $5.4B

PYMNTS

OCTOBER 5, 2020

the San Francisco-based financial services company. Under the agreement, Nexi's partner banks will be able to offer their clients the full suite of Ebury services, including international cash management, FX risk management and import/export lending. billion euros ($9.1 In January, Visa Inc. agreed to pay $5.3

Company

Company San Francisco Payments Fintech

Financial services at IBM Think 2019

Insights on Business

JANUARY 17, 2019

IBM will be hosting IBM Think 2019 from February 12-15 this year at a new location in San Francisco, CA. And the conference holds an impressive line up of education and activities for financial leaders focused on: Reshaping the customer experience with new business models supporting an integrated ecosystem-based marketplace.

San Francisco

San Francisco CA social media blockchain

B2B Startups Land Funding For Risk Mitigation Tech

PYMNTS

OCTOBER 23, 2020

Unit21, a San Francisco company that connects risk and compliance teams to technology, has announced a $13 million investment round led by A.Capital Ventures.

San Francisco

San Francisco Compliance Capital Management

Renaud Laplanche’s Second Act

PYMNTS

JULY 18, 2017

According to reports, the firm has hired roughly 100 people, split between its headquarters in San Francisco, its engineering centers in Montreal and its Phoenix-based credit operations center that handles customer service, collections and loan servicing.

Lending

Lending San Francisco Online Risk Management

Planning Our COVID-19 Response is Also Planning for the New Normal

Gonzobanker

MARCH 25, 2020

I was comparing today’s situation with a previous disaster – the 1989 Loma Prieta earthquake in San Francisco, where I was in charge of a bank’s disaster recovery plan. We have also seen the most abrupt change ever in assumptions, goals, impact planning and strategic focus.

San Francisco

San Francisco Meeting Phoenix Training

CFPB announces new appointments to advisory groups

CFPB Monitor

SEPTEMBER 21, 2015

Tim Chen, Chief Executive Officer, NerdWallet, San Francisco, Calif. Levchin, Co-Founder & Chief Executive Officer, Affirm, San Francisco, Calif. DeBery, Senior Vice President, Internal Audit and Risk Management, Bath Savings Institution, Bath, Maine. Kathleen C. Christopher G. Kathleen J.

Groups

Groups Los Angeles San Francisco Community Bank

B2B Startup Investors Go After The Niche Markets

PYMNTS

JUNE 21, 2019

According to Alteria managing partner Vinod Murali, India’s NBFC industry has experienced significant volatility, but now may be the time for investors to promote growth in the space. With a focus on small business IT security, Aptible announced $12 million in funding this week. Growth Street.

Marketing

Marketing Capital San Francisco Management

Wells Fargo’s Q2 Disappoints After Scandals

PYMNTS

JULY 13, 2018

The San Francisco-based bank had a total of 5,751 retail branches by the end of the second quarter, citing 114 branch consolidations during the first half. However, we have to do manage our other risks, such as compliance and operational risk.” This was partially offset by a $1.9

South Dakota

South Dakota San Francisco Indiana Wisconsin

Holistic surveillance: Treating a business like family

Insights on Business

MARCH 6, 2019

At IBM Think 2019 in San Francisco , I had the pleasure of attending a session on specifically this subject. To learn more about IBM solutions across surveillance, compliance and risk management (latest technology for monitoring your children not included), visit us below. Learn more at ibm.com/RegTech.

San Francisco

San Francisco social media Technology Meeting

Affirm Challenges Retailers, FI’s To Practice ’Honest Finance‘

PYMNTS

JULY 21, 2017

So started Affirm’s Co-Founder and CEO Max Levchin ’s remarks at his firm’s first-ever AFFIRMation conference for its retail partners in San Francisco yesterday. “Finance is pretty broken.”. Levchin, by his own description, has spent his career in financial services and founding companies — “some of which succeeded, some didn’t.”

Retail

Retail San Francisco Cards Conference

CFPB announces advisory committee members

CFPB Monitor

SEPTEMBER 21, 2020

Leigh Phillips, President and CEO, EARN DBA SaverLife (San Francisco, CA). The other individuals appointed to the CUAC are: Monica Davis, Senior Vice President Risk management, Union Square Credit Union (Wichita Falls, TX). Mae Watson Grote, Founder and CEO, The Financial Clinic (Brooklyn, NY). Clarksdale, MS).

DC

DC Mississippi Washington Oklahoma City

A View From Backstage at FinDEVr San Francisco 2015

Fintech Labs Insights

OCTOBER 13, 2015

If you were at FinDEVr San Francisco last week, you experienced first-hand the high energy from 63 presenters and 500 other attendees. Improving risk management. FinDEVr San Francisco in the press: Cripto Noticias. FinDEVr 2015 San Francisco Day 1. Peeking behind the FinDEVr curtain.

San Francisco

San Francisco New York Risk Management blockchain

Who were ICBA’s Top Lenders of 2022?

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Bank of San Francisco. San Francisco. By Ed Avis. Methodology. Saint Johnsbury. The Garrett State Bank. Beacon Community Bank.

Community Bank

Community Bank Community National Philadelphia

CFPB announces new appointments to advisory groups

CFPB Monitor

AUGUST 22, 2016

Lynn Drysdale, Managing Attorney, Consumer Law Unit, Jacksonville Area Legal Aid, Inc., Paulina Gonzalez, Executive Director, California Reinvestment Coalition, San Francisco, CA. Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Jacksonville, FL. William Howle, Head of U.S.

San Antonio

San Antonio Kansas City Groups CA

LendingClub Settles With SEC, DOJ

PYMNTS

OCTOBER 1, 2018

Those two things were enough to end Laplanche’s tenure at LendingClub, and he agreed to step down three days after the news emerged. “Investors depend on fund advisers to give them the straight scoop on performance so they can make informed investment decisions,” said Jina Choi, director of the SEC’s San Francisco regional office.

Lending

Lending Fraud Management San Francisco

The 2023 GonzoBanker Awards

Gonzobanker

DECEMBER 14, 2023

The Alanis Morrisette Isn’t It Ironic Award – goes to all large banks and REITs that saw more pronounced commercial real estate issues than regional and community banks that have been pegged as the systemic risk in the system. Word: Community banks don’t lend on $400 million office buildings in Manhattan and San Francisco.

Fintech

Fintech Community Regional Technology

Fintech Fundings: 114 Companies Raised $7.3 Billion in April

Fintech Labs Insights

MAY 19, 2016

HQ: San Francisco, California. HQ: San Francisco, California. HQ: San Francisco, California. HQ: San Francisco, California. Tags: Consumer, insurance, object insurance, mobile, risk management. HQ: Danville, California. Source: FT Partners. Latest round: $17 million Debt.

San Francisco

San Francisco Company Fintech California

Buy Now, Pay Later: BNPL Fraud and Regulatory Update

FICO

OCTOBER 7, 2022

In May, with the headline “ 'Buy now, pay later' is sending the TikTok generation spiraling into debt, popularized by San Francisco tech firms ,” SFGate reported that the average Affirm customer spends $365 on a single purchase as opposed to the $100 average cart size recorded in 2020. TJ holds a B.S. in computer science and a M.S.

Fraud

Fraud South Carolina San Francisco Regulation

FinDEVr APIntelligence

Fintech Labs Insights

FEBRUARY 17, 2016

The latest from FinDEVr San Francisco 2015 presenters: Aerospike unveils version 3.7 Mitek to combine its Mobile Verify solution with fraud prevention and risk management technology from IdentityMind Global. Register today. Developer news: The Personal Finance Operating System. of its NoSQL database. Wallaby’s Chrome 2.0

San Francisco

San Francisco New York Risk Management Fraud

Fintech Fundings: 12 Companies Raise $205 million Week Ending June 18

Fintech Labs Insights

JUNE 18, 2015

HQ: San Francisco, California. HQ: San Francisco, California. Compliance & risk-management technology. Tags: Risk management, security, regulation, compliance. Source: Crunchbase. Mobile alt-credit . Latest round: $2 million. Total raised: $2 million. Source: FT Partners. Latest round: $1.1

San Francisco

San Francisco Company Fintech Albuquerque

How Insurers And Startups Are Targeting The Growing Cyber Insurance Market

CB Insights

JANUARY 4, 2018

Travelers: “There’s an increasing awareness and consciousness in the mind of the risk manager (of cyber risk) and whether that’s a job description for somebody in a big company or proprietor in a small business. We’re enlisting them (the brokers) as a risk management partner to us.

Marketing

Marketing Policies Risk Management Security

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

JUNE 2, 2023

Economists cite as the main culprit the collapse of the subprime mortgage market — defaults on high-risk housing loans — which led to a credit crunch in the global banking system and a precipitous drop in bank lending. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad?

FDIC

FDIC Community Bank Regulation Lending

Finovate Debuts: Sliced Investing Provides Advisors with Access to Alternative Investments

Fintech Labs Insights

NOVEMBER 9, 2015

Headquartered in San Francisco. Sliced offers institutional-quality analytics and risk management tools. Sliced Investing takes a different approach, offering registered investment advisors access to alternative investments. Launched 2014. $20+ 20+ million invested through the platform. 8 employees.

San Francisco

San Francisco Risk Management Tools Strategy

Fintech Fundings: 26 Companies Raise $270 Million Second Week of August

Fintech Labs Insights

SEPTEMBER 19, 2016

HQ: San Francisco, California. Wealth management. HQ: San Francisco, California. HQ: San Francisco, California. Alt-credit score & risk management for financial institutions in emerging markets. Source: FT Partners. Cybersecurity. Latest round: $17 million Series B. Source: FinDevR.

San Francisco

San Francisco New York City Company Fintech

Fintech Fundings: 25 Companies Raise $810 Million Week Ending Nov 20

Fintech Labs Insights

NOVEMBER 23, 2015

HQ: San Francisco, California. HQ: San Francisco, California. Real-time risk analytics for financial institutions. HQ: San Francisco, California. Tags: Consumer, debit card, giftcard, payments, card management. Alt-personal & student lender. Total raised: $299.1 million ($99.1 Fintec Labs.

San Francisco

San Francisco Company Fintech New York City

How Have the Finovate Best of Show Winners Fared?

Fintech Labs Insights

AUGUST 22, 2024

Spring 2023 (San Francisco): 1Kosmos: Raised $15M for its biometric cybersecurity solutions; gaining contracts with large enterprises. 9Spokes: Raised $17M for its comprehensive business management platform; increasing partnerships with major banks. seed round in Oct 2023 from 8 investors including YC and a16z (scout fund).

San Francisco

San Francisco New York San Jose Tools

Banking Technology Awards Recognize Finovate Alums

Fintech Labs Insights

NOVEMBER 18, 2015

.” In the Readers’ Choice competition, Temenos won “Best Core Banking Product/Service,” FIS won the “Best Payments Product/Service” category with its Clear2Pay , and Misys won the “Best Risk Management Product/Service” category for its FusionRisk Credit solution.

Technology

Technology San Francisco Fintech Risk Management

Fintech Fundings: 21 Companies Raise $215 Million Week Ending Feb 19

Fintech Labs Insights

FEBRUARY 23, 2016

HQ: San Francisco, California. Wealth management platform. Risk management and compliance software. HQ: San Francisco, California. Source: FT Partners. Aria Systems. Billing platform. Latest round: $50 million Series E. Total raised: $132.3 Source: Crunchbase. Latest round: $6.9 million Series.

Company

Company Fintech San Francisco Texas

Fintech Fundings: 15 Companies Raise $51 Million Week Ending Dec 25

Fintech Labs Insights

DECEMBER 30, 2015

Vendor management for financial services companies. HQ: San Francisco, California. Tags: Enterprise, risk management, compliance, operations. Source: Crunchbase. Latest round: $4 million. Total raised: $6.3 HQ: Elizabethtown, Kentucky. Source: Crunchbase. Prestiamoci. Person-to-person consumer lender .

Company

Company New York City Fintech Kentucky

Fintech Fundings: 26 Companies Raise $280 Million in 4th Week of June

Fintech Labs Insights

JULY 21, 2016

HQ: San Francisco, California. HQ: San Francisco, California. Tags: SMB, expense management, employees, accounting, bookkeeping, fraud detection, risk management. Source: Crunchbase. Account aggregation APIs. Latest round: $44 million Series B. Total raised: $59.3 Source: FinDEVr. Total raised: $29.35

New York City

New York City Fintech Company San Francisco

Fintech Fundings: 22 Companies Raise $300 Million Plus 2 IPOs Raise $5.9 Billion

Fintech Labs Insights

OCTOBER 19, 2015

HQ: San Francisco, California. Tags: Enterprise, IDology (investor), security, risk management, payments, Finovate alum. Source: FT Partners. Asset verification . HQ: Oklahoma City. Latest round: $1.5 Total raised: $3.25 Source: Crunchbase. Real estate technology. HQ: Seattle, Washington. Latest round: $1.37

New York City

New York City Company Fintech New York

Finovate Talks Payment API Security with John Canfield, VP of Risk for WePay

Fintech Labs Insights

JUNE 18, 2015

Canfield: Combatting fraud requires extensive risk management, and a cornerstone of risk management is using data to inform controls and decisions. Yet with the added control, the platforms must also take on varying degrees of heavy operational and risk management burdens.

Security

Security Payments San Jose Fraud

Fintech Fundings: 38 Companies Raised $300 Million First Week of June

Fintech Labs Insights

JULY 12, 2016

HQ: San Francisco, California. HQ: San Francisco, California. Tags: Advisors, institutions, investing, trading, risk management. Source: Crunchbase. Mobile savings account. Latest round: $22.5 million Series B. Total raised: $36.3 Source: Crunchbase. Qingshongchou Network Technology. Sernova Financial.

New York City

New York City Company Fintech San Francisco

Fintech Fundings: 29 Companies Raise $1.2 Billion Week Ending April 8

Fintech Labs Insights

APRIL 13, 2016

Data for B2B analytics & risk management. HQ: San Francisco, California. Tags: SMB, credit evaluation, risk, valuations, underwriting, analytics, Finovate alum. Latest round: $4 million. Total raised: $4 million. HQ: New York City. Source: Crunchbase. Latest round: $3.48 Total raised: $64.18 Source: Crunchbase.

New York City

New York City Company Fintech New York

Finovate Spring 2018 – Day 2

William Mills

MAY 9, 2018

The company enables clients to achieve best-in-class results driving quality and innovation in Payments, Processing Services, Risk & Compliance, Customer & Channel Management, and Insights & Optimization. These folks are based in San Francisco and have received more than million in funding.

Security

Security Samsung Strategy San Jose

PayPal Deal, Connected Economy And Cyberwar Top Week’s News

PYMNTS

JANUARY 10, 2020

David Chubak will head all retail sectors — branches, mortgages, wealth, risk management and small business, according to a memo. The San Francisco-headquartered startup runs membership-based healthcare clinics and was launched by internal medicine doctor Tom Lee, who served as the company’s CEO until 2017.

San Francisco

San Francisco Millennials Cards cryptocurrency

AI Will Put 10 Million Jobs At High Risk — More Than Were Eliminated By The Great Recession

CB Insights

OCTOBER 6, 2017

Its self-checkout and ordering process is gaining popularity, and Eatsa has expanded beyond San Francisco to New York and Washington DC. Target tested out Tally, a robot developed by Simbe Robotics , in San Francisco last year. An example is fast-casual restaurant chain Eatsa. NEWS AND MEDIA.

Software

Software Industry Retail United States

2021 GonzoBanker Awards

Gonzobanker

DECEMBER 17, 2021

Simultaneously the bank invested in Paladin Fraud, Trabian Technology, and Chartwell Compliance to provide compliance and risk management solutions in the complex and connected web of fintech partnerships. Goes to Zelle from this San Francisco Giants game street vendor. Has it worked? THE SMARTER BANK AWARDS.

Fintech

Fintech Strategy Leadership Lending

CRE risk management: Navigating hazards and opportunities

Trends in commercial real estate (CRE) lending and risk

Trending Sources

FHLB reform: Implications for financial institutions

Red Flags Raised Over Potential NY Fed Appointment

Cambodia, Singapore In X-Border FinTech Pact

FHFA identifies supervisory concerns at two Federal Home Loan banks

Digital Payment Company Nexi Agrees To Buy SIA For $5.4B

Financial services at IBM Think 2019

B2B Startups Land Funding For Risk Mitigation Tech

Renaud Laplanche’s Second Act

Planning Our COVID-19 Response is Also Planning for the New Normal

CFPB announces new appointments to advisory groups

B2B Startup Investors Go After The Niche Markets

Wells Fargo’s Q2 Disappoints After Scandals

Holistic surveillance: Treating a business like family

Affirm Challenges Retailers, FI’s To Practice ’Honest Finance‘

CFPB announces advisory committee members

A View From Backstage at FinDEVr San Francisco 2015

Who were ICBA’s Top Lenders of 2022?

CFPB announces new appointments to advisory groups

LendingClub Settles With SEC, DOJ

The 2023 GonzoBanker Awards

Fintech Fundings: 114 Companies Raised $7.3 Billion in April

Buy Now, Pay Later: BNPL Fraud and Regulatory Update

FinDEVr APIntelligence

Fintech Fundings: 12 Companies Raise $205 million Week Ending June 18

How Insurers And Startups Are Targeting The Growing Cyber Insurance Market

Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Finovate Debuts: Sliced Investing Provides Advisors with Access to Alternative Investments

Fintech Fundings: 26 Companies Raise $270 Million Second Week of August

Fintech Fundings: 25 Companies Raise $810 Million Week Ending Nov 20

How Have the Finovate Best of Show Winners Fared?

Banking Technology Awards Recognize Finovate Alums

Fintech Fundings: 21 Companies Raise $215 Million Week Ending Feb 19

Fintech Fundings: 15 Companies Raise $51 Million Week Ending Dec 25

Fintech Fundings: 26 Companies Raise $280 Million in 4th Week of June

Fintech Fundings: 22 Companies Raise $300 Million Plus 2 IPOs Raise $5.9 Billion

Finovate Talks Payment API Security with John Canfield, VP of Risk for WePay

Fintech Fundings: 38 Companies Raised $300 Million First Week of June

Fintech Fundings: 29 Companies Raise $1.2 Billion Week Ending April 8

Finovate Spring 2018 – Day 2

PayPal Deal, Connected Economy And Cyberwar Top Week’s News

AI Will Put 10 Million Jobs At High Risk — More Than Were Eliminated By The Great Recession

2021 GonzoBanker Awards

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