Abrigo

OCTOBER 9, 2024

Regular monitoring and updates to the Q factor framework will ensure that it remains relevant and effective in managing the uncertainties of the future. Contact us to learn more about how we can support your institution in building a robust CECL framework.

Risk Management 195

Risk Management Management Compliance Data 195

Abrigo

APRIL 11, 2025

Osgood Bank Credit Supervisor Erin Groff described working with Sara Poffenbarger, Abrigos Manager of Implementation Consulting: She has been knowledgeable and patient, offered several suggestions to make our experience better, and has shared with us many best practices.

Technology 195

Technology Software Training Risk Management 195

Perficient

SEPTEMBER 15, 2021

Standards the Federal Reserve Must Apply: (i) Risk-based Capital Requirements and Leverage Limits. (ii) iii) Overall Risk Management Requirements including the Formation of a Risk Committee. (iv) To learn how we can help support your compliance journey and transformation, please reach out to us.

Capital 90

Capital Risk Management Regulation Management 90

Abrigo

JULY 25, 2017

In a recent Sageworks webinar Robert Ashbaugh, senior risk management consultant at Sageworks, discusses High Volatility Commercial Real Estate (HVCRE) lending best practices. How did we get here? Ashbaugh’s presentation begins with a quick summary of why regulators care about HVCRE.

Risk Management 150

Risk Management Management Capital Lending 150

Abrigo

APRIL 11, 2025

That allowed us to make best practice recommendations that improved consistency and performance across all four markets. It also demonstrated that loan review could be more than an oversight functionwe became active contributors to risk management. appeared first on Abrigo.

Tools 195

Tools Lending Data Risk Management 195

Insights on Business

JANUARY 3, 2019

But while mobile devices give us great power and convenience, they also create new security and privacy challenges. To thwart cybercriminals and meet regulatory requirements while also managing costs, institutions should consider adopting a centrally managed platform and related services to create a consistent and scalable control framework.

Risk Management 128

Risk Management Management Regulation Guidelines 128

Abrigo

NOVEMBER 18, 2024

Key topics covered in this post: Regulatory focus Key questons for ALCOs Governance and concentration risks Expect the unexpected Regulators 'could not be more clear' Today’s regulatory climate is turning up the heat on financial institutions when it comes to liquidity and interest rate risk management. Expect the unexpected.”

Risk Management 195

Risk Management Regulation Policies Management 195

Perficient

FEBRUARY 27, 2025

In 2025, AI will play a pivotal role in customer service, fraud detection, risk management, and personalized financial advice. Additionally, AI-driven algorithms will enhance banks’ ability to detect emerging fraud patterns and mitigate risks more effectively.

Banking Trends 221

Banking Trends Trends Digital Banking Customer Experience 221

Cisco

JUNE 7, 2022

Beginning with the bursting of the dot-com bubble, and more recently, the global COVID-19 pandemic, these events created significant volatility in stock prices resulting in increased market risk. In between these events, a different crisis began in the US sub-prime lending market. Regulatory Agencies Step Up.

Risk Management 118

Risk Management Management Cyber Security Handbook 118

Abrigo

OCTOBER 26, 2016

In addition to setting strong passwords and changing them frequently, best practices for managing passwords in lending and risk management platforms also dictate that users should create dedicated logins for different systems.

Risk Management 150

Risk Management Management Lending Handbook 150

Perficient

AUGUST 4, 2024

Implementing API Management provides full lifecycle support for your API’s, API discovery, and a developer portal to streamline both development and operational needs. Enhanced Risk Management Risk management is a critical aspect of financial services. Contact us to learn more!

Industry 467

Industry Compliance Examples Risk Management 467

Perficient

MARCH 17, 2025

AI-powered chatbots can handle routine inquiries, freeing human agents for complex issues, while AI-driven algorithms enhance fraud detection and risk management. Explore our financial services expertise and contact us to learn more.

Trends 221

Trends Analytics Compliance Strategy 221

Insights on Business

JANUARY 8, 2019

But what has this got to do with risk management I hear you ask? Well, one of the biggest potential uses of quantum computers is a simulation. The more complicated technical term is superposition, but let’s not worry about it at this stage. IBM 50Q: An IBM cryostat wired for a 50 qubit system. Live long and prosper.”.

Risk Management 107

Risk Management Management Course Big Data 107

Banking Exchange

NOVEMBER 22, 2021

OCC, Board, FDIC will require banks to report incidents within 36 hours Compliance Compliance Management Compliance/Regulatory Cyberfraud/ID Theft Security Mobile Online Core Systems Risk Management Technology Feature Feature3.

System 159

System FDIC Risk Management Compliance 159

Perficient

MARCH 7, 2022

The bank should generate accurate, complete, timely, and reliable risk data to meet normal and stress/crisis reporting accuracy requirements. The bank should be able to generate aggregate risk data, including requests during stress/crisis situations. Risk-reporting practices. Data Governance. Data Clarity.

Compliance 294

Compliance Data Risk Management System 294

Banking Exchange

AUGUST 16, 2021

Research from Fitch finds even well-prepared banks could suffer from ‘tail events’ from major cyberattacks Risk Management Feature3 Feature Cyberfraud/ID Theft.

System 148

System Risk Management US Management 148

Perficient

FEBRUARY 12, 2025

Explore More : Transforming Industries, Powering Innovation Payments Trend #2: The Rise of Real Time Payments Real-time payments in the US are expected to see widespread adoption across various sectors, driven by the integration of embedded finance, enhanced biometric authentication, and improved accessibility for consumers and businesses.

Trends 221

Trends Payments Compliance blockchain 221

Abrigo

FEBRUARY 21, 2025

Having the loan-level data necessary for a CECL calculation all in one place opens opportunities for financial institution managers to glean statistically relevant observations of portfolio performance over time. These studies often impact the CECL results themselves, but they can be useful in other areas like pricing and ALM as well.

Data 195

Data Comparison Study Trends 195

Banking Exchange

FEBRUARY 22, 2021

Research from the Federal Reserve noted profitability and capital positions improved in H2 2020 Financial Research The Economy Feature Fair Lending Feature3 Risk Management Covid19 PPP.

US 130

US Risk Management Lending Capital 130

Perficient

FEBRUARY 27, 2023

The payments industry is no different, and we’re quickly approaching a new intersection point due to the Real-time Payments’ movement into the US. These days, as the US prepares to embrace real-time payments in 2023, the intersection of real-time payments and automation has become a key point of discussion.

North Carolina 275

North Carolina Charlotte Payments US 275

Perficient

APRIL 8, 2024

Addressing these deficiencies required a comprehensive approach, leading to the establishment of critical programs like the US Bank Holding Company (BHC) regulatory and comprehensive capital analysis and review (CCAR) program. Interested in how Perficient can transform your business?

Compliance 221

Compliance Management Guidelines Risk Management 221

Abrigo

APRIL 8, 2025

Most banks dont even track those internal and risk-related costs. During the 2008 financial crisis, our regulators directed us to charge down certain residential lot loans. But instead of foreclosing, we kept some borrowers barely afloatjust enough to survivebecause we didnt want to manage land. Time changes everything.

Dallas 195

Dallas Survey Data Trends 195

BankUnderground

DECEMBER 4, 2024

Since then, multiple zero-day options-based products have come to the market tracking the price movement of stock indexes, commodities, and US treasury bond of different maturities. Potential deficiencies in the current margining system, and the inability of risk management infrastructure to keep pace with new market developments.

Marketing 124

Marketing Risk Management Retail Capital 124

PYMNTS

DECEMBER 16, 2016

This critical information will help us identify and act on trends that warn of another crisis or that show credit is too constricted.”. “Our Consumer Credit Trends tool can chart the state of consumer markets,” said CFPB Director Richard Cordray in the press release announcing the beta launch of the new web-based tool.

Tools 100

Tools Risk Management Cards Management 100

Perficient

NOVEMBER 17, 2023

In our previous article, “ Transaction Accounts: Analyzing Deposit Stickiness in the Current Interest Rate Environment ,” Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) explored the sharp decline in transaction account balances over an 18-month period. Contact us today!

Retail 221

Retail FDIC Risk Management Management 221

Banking Exchange

NOVEMBER 23, 2020

US banks should brace for a rapid increase in delinquencies and charge-offs, according to the research Risk Management Feature3 Feature Mortgage Fair Lending Credit Risk Compliance Management Compliance/Regulatory Mortgage Compliance Mortgage/CRE Duties Financial Research The Economy.

Risk Management 148

Risk Management Compliance Lending US 148

Perficient

DECEMBER 1, 2023

Immediately following the Silicon Valley Bank (SVB) failure, Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) swiftly analyzed publicly available documents, providing readers with a comprehensive breakdown of the bank’s failure.

FDIC 221

FDIC Risk Management Regulation Leadership 221

Perficient

NOVEMBER 10, 2023

This being the first blog post in a series of blogs by Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE), we will be investigating the deposit structures of non-client banks over time. Contact us today and let’s explore your financial questions together.

Risk Management 221

Risk Management United States FDIC Compliance 221

PYMNTS

DECEMBER 2, 2020

P97 Networks and Cybersource, Visa ’s international payment and fraud management platform, have unveiled a new multi-year international partnership to provide mobile payment acceptance tools that come with integrated risk management for fuel and convenience merchants, according to a Wednesday (Dec.

Payments 205

Payments Risk Management Fraud Mobile 205

PYMNTS

APRIL 26, 2020

This heavily influences risk management and regional exposure, which comes at the expense of clients abroad.”. “Every bank is under the cosh of its national regulators, who in times of crisis show a huge home bias,” said Jan Pieter Krahnen, director of the Center for Financial Studies at the University of Frankfurt, according to FT.

US 143

US Regional America Lending 143

Perficient

MAY 30, 2024

The world’s leading financial institutions and regulators come together at XLoD to discuss the future of non-financial risk and control. Contact us today to learn more about our digital solutions. Sessions include a keynote interview with former FBI director James B. This blog was co-authored by Chandni Patel and Carl Aridas.

Compliance 221

Compliance Industry New York social media 221

South State Correspondent

APRIL 4, 2024

Unlike previous spikes in debt levels, the projected debt increases are being driven by financing gaps in Medicare and Social Security, and the rapid aging of the US population drives demand for both. Community banks must deliver best-of-class treasury management products to capture this valuable banking product.

Risk Management 195

Risk Management Community Bank Policies Community 195

Banking Exchange

AUGUST 18, 2021

Although bankers remain positive about the future economic conditions, many are concerned the spike in housing prices poses a serious risk to the US economy Risk Management Feature3 Financial Research Feature Financial Trends The Economy.

US 78

US Risk Management Trends Management 78

Perficient

JUNE 19, 2024

Contact us today to discuss your specific risk and regulatory challenges. Learn More: Strategies + Solutions to Ensure Regulatory and Compliance Excellence This blog was co-authored by: Carl Aridas and Chandni Patel

Exercises 221

Exercises Compliance Risk Management Video 221

Banking Exchange

MAY 12, 2021

Nearly two thirds believe their bank to be in a strong position, survey shows Risk Management Retail Banking Technology Feature3 Financial Research Feature Financial Trends The Economy Covid19 PPP Online Mobile.

US 97

US Risk Management Survey Trends 97

Perficient

AUGUST 15, 2024

– These are the exact words (with a couple of expletives, that I cannot quote here) – a senior fund administrator from a large investment firm uttered when we were presenting about environment aware financial risk management. All and all, ESG and Climate Risk is going to impact all of us, one way or the other.

Risk Management 221

Risk Management Resources Regulation Community 221

Perficient

FEBRUARY 24, 2025

You May Enjoy : Transform Your Business With Cutting-Edge AI and Automation Solutions Embrace the Future and Transform Your Wealth Strategy We empower wealth and asset managers with proactive insights, hyper-personalized experiences, and proactive risk management to drive sustainable growth.

Trends 221

Trends Management Strategy Analytics 221