Payments Dive

DECEMBER 16, 2024

The credit card company is sticking with a strategy to concentrate marketing on the millennial and Gen Z generations shaping shopping trends.

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Millennials Trends Strategy Cards 312

Abrigo

DECEMBER 20, 2024

This article covers these key topics: How interest rates are shaping 2025 priorities Rate effects on economy, credit risk, allowances Banks and credit unions look to grow deposits A focus on efficiency and lower expenses Top priorities for managing portfolio risk, assets, and liabilities at banks & credit unio ns Abrigo's Advisory Services team and financial institution clients shared their expectations of key focus areas related to credit portfolio risk, ALM, and other topics.

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Management Risk Management Trends Lending 195

South State Correspondent

DECEMBER 17, 2024

Community banks (under $10B in assets) serve a key role for borrowers, local communities, and the broader US economy. Community banks are better positioned than many other creditors to follow and adapt to local economies, industries and trends, thereby, being better stewards of capital. Community banks may also serve as buffers for the extreme swings of business cycles not to mention also financing small businesses, some of which succeed to become world-leading enterprises.

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Community Bank Community Capital Tools 195

Jack Henry

DECEMBER 16, 2024

Back in the early 2000s, I faced a devastating situation when the digital banking company I worked for experienced a massive data breach impacting hundreds of financial institutions. At the time, digital banking was new, and many financial institution executives thought the internet was just a passing trend, resulting in caution and fear that digital banking may put their accountholders and financial institution at risk.

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Digital Banking Fraud Trends Fintech 78

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Remote Deposit Capture (RDC) clients are more likely to use additional treasury services and maintain larger deposits. However, poor customer experiences—particularly if they delay deposits—can compel RDC clients to take their business elsewhere. This eBook makes the case for outsourcing RDC operations to a proven managed services partner. This approach helps Treasury Departments with limited resources provide excellent client experiences that result in higher retention and productivity rates.

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ATM Marketplace

DECEMBER 20, 2024

At this years Self-Service Innovation Summit, hosted by Networld Media Group in Tampa from December 9-11, I had a chance to sit in on the "Thought leader roundtable: Executive predictions" session, which brought together industry leaders to explore innovations in automation, artificial intelligence, and customer experience.

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Tampa Customer Experience Innovation Groups 80

Alex Jimenez

DECEMBER 17, 2024

2024 proved to be a year where banking and fintech continued to mesh into a single industry. Throughout the year, I wrote several articles that examined several facets of what is going on in the industry. From the shift to engagement banking to the power of AI and digitalization, this years journey has been about understanding and shaping the future of financial services.

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Fintech Trends Innovation Technology 52

American Banker

DECEMBER 18, 2024

We've seen what can happen when BaaS providers fail to adequately protect consumers. Across the industry, we need to institutionalize the principles of safe banking, both inside and outside of traditional banks.

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Industry FDIC Compliance Regulation 69

Jack Henry

DECEMBER 19, 2024

Youve heard the term personas being used more and more in recent years, especially as the user experience and growing deposits continue to be a top priority for most banks and credit unions. After all, new account origination is the first step and first impression an applicant has with your institution. So what exactly are user personas, and how can you use them to help strategically prioritize, plan, and implement a new technology investment?

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Technology User Experience Digital Banking Strategy 78

The Paypers

DECEMBER 18, 2024

The Department of Finance Canada has released a comprehensive framework for consumer-driven banking, also known as Open Banking or consumer-directed finance, in the 2024 Fall Economic Statement.

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

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Payments Dive

DECEMBER 18, 2024

The federal agency warned companies issuing credit cards about illegal tactics, specifically calling out promotions that turn into “bait-and-switch” offers.

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Cards Retail Company 248

ATM Marketplace

DECEMBER 17, 2024

Read to learn about the features offered by the three main ATM manufacturers in the U.S.

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ATM Company Maine 62

American Banker

DECEMBER 19, 2024

The integration of artificial intelligence into financial services demands a human-centered approach. This is both a moral obligation and a strategic necessity.

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Technology 61

TheGuardian

DECEMBER 15, 2024

Nobel laureate Joseph Stiglitz among 50 signatories of statement that points to risks to Labours wider aims Fifty economists and policy experts have issued a warning to Rachel Reeves that encouraging the City to expand could threaten financial stability and jeopardise growth. The chancellor has called the UKs financial services sector the crown jewel in our economy and has claimed that regulations imposed after the global financial crisis have gone too far.

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Policies Regulation 73

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Amid market uncertainty, banks and credit unions are faced with critical decisions about the future of their commercial lending. With fluctuating interest rates and rising competition from non-bank lenders, it's critical to allocate your 2025 budget strategically to optimize lending operations. Our Budget Playbook for Commercial Lenders delivers key strategies to help you navigate these challenges, ensuring your institution is well-positioned for the coming year.

Lending

The Paypers

DECEMBER 18, 2024

BVNK , a provider of stablecoin payments infrastructure, has completed a USD 50 million Series B funding round.

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Security Payments 60

Payments Dive

DECEMBER 20, 2024

Buy now, pay later users in the U.S. tended to be returning customers under 35 years-old, according to a new analysis from LexisNexis Risk Solutions.

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Analysis Payments 221

ATM Marketplace

DECEMBER 20, 2024

Paramount Management Group shut down amid legal troubles regarding missed ATM payments.

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Groups Management ATM Payments 62

American Banker

DECEMBER 16, 2024

Ripple, MoneyGram and FV Bank all bolstered their ability to distribute digital assets, with cross-border transactions emerging as a primary use case.

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Payments blockchain cryptocurrency 61

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Have you ever felt the pain and loss of a client suddenly going silent, leaving you questioning everything? Ghosting can cause heartbreak; in business, it drains resources, and emotionally, it shatters your confidence. A modern credit card program can give you the tools to deliver the digital-first experiences your customer’s demand. Our eBook, “5 Signs Your Credit Card Offering Needs an Upgrade,” will help you identify key indicators that your current card platform may be holding you back and w

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ABA Community Banking

DECEMBER 18, 2024

Seventy-eight years ago, George Bailey memorably explained the operation of a mutual savings and loan to a national audience inIt's a Wonderful Life. But while today's bankers understand mutuality, do today's potential clients? The post Podcast: Making the feeling ‘mutual’ for a new generation of bank customers appeared first on ABA Banking Journal.

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National Operations Community Bank Marketing 52

William Mills

DECEMBER 17, 2024

If you havent already seen the agencys Tradeshow Guide for 2025 , you will notice that the majority of events tend to be Spring and Fall. However, one exception, and one of my favorite events of the year, is Bank Director's Acquire or Be Acquired Conference which is January 26-28, 2025 in Phoenix, Arizona. Entering its 31 st year, this annual conference enables bank CEOs, board of directors and executive teams to gain a better understanding of the economy, explore opportunities for enhancing sha

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Phoenix Arizona Conference Industry 52

Payments Dive

DECEMBER 20, 2024

The federal agency sued the operator of the pay-by-bank service as well as three bank owners, alleging they let fraud "fester" on the digital system.

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Fraud System Operations 221

Commercial Lending USA

DECEMBER 17, 2024

Million-dollar hard money loans stimulate property investments. See how to get a million-dollar hard money loan. Check property, credit, and experience.

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How To Lending 52

Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

In today’s world of social media, dating apps, and remote work, businesses risk becoming irrelevant (or getting "ghosted") if they fail to meet the evolving needs of Gen Z consumers. Credit cards with flexible payment options, especially for young adults with little-to-no credit history, are a particularly important and valuable solution for this generation.

Community Bank

American Banker

DECEMBER 19, 2024

Not all banks and fintechs are on board with numberless cards, and some payment professionals question whether they are worth the cost.

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Cards Fraud Marketing Fintech 50

ABA Community Banking

DECEMBER 19, 2024

In challenging times, sharing information about support programs resonates with vulnerable consumers, according to a survey of bank customers. The post Survey: More customers need to know about bank assistance services appeared first on ABA Banking Journal.

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Survey Customer Experience Community Bank Community 52

BankUnderground

DECEMBER 19, 2024

Before Bank Underground goes off on its Christmas holidays, its time for the Annual Bank Underground Christmas Quiz! We hope you enjoy testing your knowledge on our festive themed questions on economics, finance and all things central banking 1) (Literature) In which of Jane Austens novels were the Miss Steeles prevailed on to stay nearly two months at the park, and to assist in the due celebration of that festival which requires a more than ordinary share of private balls and large dinner parti

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Policies US 52

Payments Dive

DECEMBER 19, 2024

The card network attributed the spike in fraud partly to criminals adopting artificial intelligence to execute their schemes.

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Fraud Cards 221

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Treasury teams at community banks face an ongoing challenge of delivering frictionless customer experiences as they support treasury products – especially RDC. This infographic focuses on the efficiencies community banks gain when partnering with a proven managed services provider. You’ll see the advantages you can gain when a managed services partner leverages online tools, skilled customer and technical support personnel, and fulfillment and logistics capabilities to streamline RDC fulfillment

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